Health Plan 18

This plan will cost you

from € 126.23 a month

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Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €150 per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Private room Semi-Private Rate subject to €150 per claim subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon only) subject to €150 per claim. 50% Cover in Blackrock and Mater.
  • Private room Semi-Private Rate (Beacon only) subject to €150 per claim. 50% of Semi-Private Rate in Blackrock and Mater
Important Information

Everyday Expenses

See member benefits

Consultants

MRI Scans

Dental

GP Visits

CT Scans

Physiotherapist

Nutritionist

Massage

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Semi-Private Rate
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €150 excess per claim
  • Private Room Semi-Private Rate subject to €150 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €150 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on cardiac procedures and special procedures
  • Listed Cardiac Procedures Covered subject to €150 excess per claim subject to €2,000 co-payment on cardiac procedures
  • Listed Special Procedures Covered subject to €150 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Private Room Semi-Private Rate (Beacon only) subject to €150 excess per claim. 50% of Semi-Private Rate in Blackrock and Mater
  • Semi Private Room Covered (Beacon only) subject to €150 excess per claim. 50% Cover in Blackrock and Mater.
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €3,450
  • Home birth Covered up to €3,450
  • Home Early Support following 1 night stay in hospital 2 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 1 hour midwife and 3 x 3 hours with postnatal supporter
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €50 x 14 days
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Home nursing €40 x 20 days
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Subject to excess
  • Acupuncturist €20 x 7 combined visits
  • Cardiac Screening €100 cash benefit
  • Chiropodist €20 x 7 combined visits
  • Chiropractor €20 x 7 combined visits
  • Consultant fees €50 per visit
  • Dentist Visits €20 x 7 visits
  • Dietician €20 x 7 combined visits
  • Emergency Dental Care €250
  • GP Visits €20 x 7 visits
  • Homeopath €20 x 7 combined visits
  • Manual Lymph Drainage €40 x 5 visits
  • Massage Therapist €20 x 7 combined visits
  • Medical and surgical appliances As per specified list (subject to €200 excess)
  • Medical Herbalist €20 x 7 combined visits
  • Occupational therapist €20 x 7 combined visits
  • Osteopath €20 x 7 combined visits
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Physical Therapist €20 x 7 combined visits
  • Physiotherapy visits €20 x 7 visits
  • Podiatrist €20 x 7 combined visits
  • Pre/Post natal medical expenses €250
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €50 x 2 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
  • Reflexologist €20 x 7 combined visits
  • Sexual Health Screening €100 cash benefit
  • VO2 Max Testing €100 cash benefit
With no excess
  • Antenatal Class €75 towards an antenatal class, or, €75 contribution & 10% point of sale discount with GentleBirth Workshop
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Health screen at any centre Covered up to €100 per annum
  • HPV Vaccine 50% up to €200 per policy year
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Minor Injury Clinic Cover 75% up to €400 per visit
  • Minor Injury Clinic Cover (HSE) 75% up to €400 per visit
  • Nurse on call Covered
  • Vaccinations: Travel Only €100 per year
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Allen Carr Smoking Cessation
  • Back Up
  • Laser Eye Surgery
  • Smiles Dental Access Package