Your Key Benefits
Your Hospital Cover
Plan hospital listPublic Hospitals
- Semi-private room in a public hospital
 - Private room in a public hospital
 
Private Hospitals
- Semi-private room Covered subject to €125 per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
 - Private room Covered subject to €125 per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
 
High Tech Hospitals
- Semi-private room Covered (Beacon only) subject to €125 per claim. Mater Private and Blackrock Clinic 50% cover subject to €125
 - Private room Covered (Beacon only) subject to €125 per claim. Mater Private and Blackrock Clinic 50% cover subject to €125
 
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
 - Inpatient Scans Covered
 
Public Hospitals
- Day Case Covered
 - Private Room Covered
 - Semi Private Room Covered
 
Private Hospitals
- Day Case Covered subject to €125 excess per claim subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
 - Private Room Covered subject to €125 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
 - Semi Private Room Covered subject to €125 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
 
High Tech Hospitals
- Day Case Covered subject to €125 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
 - Listed Cardiac Procedures Covered subject to €125 excess per claim; subject to €1,000 co-payment on certain cardiac procedures
 - Listed Special Procedures Covered subject to €125 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 - Private Room Covered (Beacon only) subject to €125 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €125 excess per claim. All subject to €2,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 - Semi Private Room Covered (Beacon only) subject to €125 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €125 excess per claim. All subject to €2,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 
- GentleBirth App See handbook for details
 - Home Early Midwife Support following 1 night stay in hospital 3 x 2 hour sessions with a midwife
 - Home Early Midwife Support following 2 nights stay in hospital 2 x 2 hour sessions with a midwife
 - Inpatient maternity consultant fees As per schedule of benefits for professional fees
 - Postnatal Domestic Support 2 x 3 hour cleaning sessions
 - Public hospital cover for maternity 3 nights accommodation
 - Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
 
- 24 hour telephone assistance Covered
 - Companion repatriation expenses Covered up to €1,000
 - Expenses for companion who remains with you Covered up to €1,000
 - Hospital bill for inpatient treatment Covered up to €100,000
 - Repatriation expenses Covered up to €1 million
 
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
 - Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
 
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
 - Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
 
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
 - Care Connect Covered (refer to membership handbook)
 - Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
 - EXOGEN therapy Covered with our provider partner
 - Gender Affirmation Benefit Covered up to €100,000 per lifetime
 - Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
 - Genetic Testing: Initial consultation 50% cover
 - Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
 - Health in the Home Covered with our provider partner
 - Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
 - Medicall ambulance costs Covered (refer to Membership Handbook)
 - Mental Health Guide Covered (refer to Membership Handbook)
 - Oncotype DX Covered
 - Parent accompanying child €40 x 14 days (not payable for the first 3 days)
 
                                    
                                
                                    - 
                                        Acupuncturist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Child psychology
                                        50% up to €30 x 8
                                    
 
                                
                                    - 
                                        Child speech and language therapist
                                        50% up to €30 x 8
                                    
 
                                
                                    - 
                                        Chiropodist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Chiropractor
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Consultant fees
                                        First visit fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Dentist Visits
                                        Up to €30 x 7 visits
                                    
 
                                
                                    - 
                                        Dietician
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Emergency Dental Care
                                        €250
                                    
 
                                
                                    - 
                                        GP Visits
                                        First visit fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Hearing Test
                                        Up to €25 x 1
                                    
 
                                
                                    - 
                                        Home Recovery Benefit
                                        €80 x 10 days
                                    
 
                                
                                    - 
                                        Homeopath
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Manual Lymph Drainage
                                        50% up to €25 x 5 visits
                                    
 
                                
                                    - 
                                        Massage Therapist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Medical and surgical appliances
                                        As per specified list (subject to €100 excess)
                                    
 
                                
                                    - 
                                        Medical Herbalist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Occupational therapist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Optical (eye test and/or glasses/lenses combined)
                                        50% up to €150 per policy year
                                    
 
                                
                                    - 
                                        Osteopath
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Pathology: Consultant fees
                                        50% as per schedule of benefits for professional fees
                                    
 
                                
                                    - 
                                        Pathology: Cost of test
                                        50% Cover
                                    
 
                                
                                    - 
                                        Physiotherapist or Physical therapist
                                        €30 x 9 visits
                                    
 
                                
                                    - 
                                        Podiatrist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Pre/Post natal medical expenses
                                        €250
                                    
 
                                
                                    - 
                                        Prescription Costs
                                        Up to €25 per annum
                                    
 
                                
                                    - 
                                        Psychologist
                                        €25 x 10 visits
                                    
 
                                
                                    - 
                                        Psycho-oncology Counselling
                                        50% up to €25 x 8 visits
                                    
 
                                
                                    - 
                                        Public A&E Cover
                                        First visit fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Radiology: Consultant fees
                                        50% as per schedule of benefits for professional fees
                                    
 
                                
                                    - 
                                        Radiology: Cost of test
                                        50% Cover
                                    
 
                                
                                    - 
                                        Reflexologist
                                        €30 x 7 combined
                                    
 
                                
                                    - 
                                        Voice Coaching
                                        €30 x 7 combined
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        AMH fertility test
                                        €50 contribution
                                    
 
                                
                                    - 
                                        Antenatal Class
                                        €50 towards an antenatal class
                                    
 
                                
                                    - 
                                        Convalescence benefits
                                        €50 x 15 days
                                    
 
                                
                                    - 
                                        Digital Doctor
                                        Unlimited. See irishlifehealth.ie for further information.
                                    
 
                                
                                    - 
                                        Egg freezing
                                        50% cover up to a max of €1,000 once per lifetime
                                    
 
                                
                                    - 
                                        Female Fertility Assessment and Consultation
                                        Covered with our preferred provider, once per policy year subject to a €60 co-payment
                                    
 
                                
                                    - 
                                        Female Health Consultation
                                        50% cover x 4 consultations per year with our provider partner
                                    
 
                                
                                    - 
                                        Fertility benefit
                                        50% cover up to a max of €750 for IVF, IUI, ICSI. Twice per lifetime
                                    
 
                                
                                    - 
                                        Health screen at any centre
                                        Covered up to €100 per annum
                                    
 
                                
                                    - 
                                        HPV Vaccine
                                        50% up to €200 per policy year
                                    
 
                                
                                    - 
                                        Maternity Mental Health Support
                                        €40 x 8 sessions with Nurture
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover
                                        First visit fully covered, 50% cover up to €200 for subsequent visits
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover (Pay & Claim)
                                        First visit fully covered, 50% cover up to €200 for subsequent visits
                                    
 
                                
                                    - 
                                        Nurse on call
                                        Covered
                                    
 
                                
                                    - 
                                        Partner Benefit
                                        €50 x 2 days travel, accommodation & child minding expenses
                                    
 
                                
                                    - 
                                        Postnatal Doula Benefit
                                        Up to €100 contribution
                                    
 
                                
                                    - 
                                        Pre/post natal yoga & pilates
                                        €20 x 2 visits
                                    
 
                                
                                    - 
                                        Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
                                        50% up to 9 visits capped at €800 per policy year
                                    
 
                                
                                    - 
                                        Sperm freezing
                                        50% cover up to a max of €125 once per lifetime
                                    
 
                                
                                    - 
                                        Vaccinations: Travel Only
                                        €50 per year
                                    
 
                                
                                    - 
                                        Vasectomy (GP or Consultant)
                                        Covered up to €360
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        MRI Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        PET-CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    
                                
                            
                        
- Back Up
 - Health Screening
 - International Second Opinion Service
 - Laser Eye Surgery
 
For full details on the above and all member benefits available to you please visit the Member Benefits section.