Your Key Benefits
Your Hospital Cover
Tailored Plans Hospital List BPublic Hospitals
- Semi-private room in a public hospital
 
Private Hospitals
- Semi-private room Covered subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain orthopaedic procedures
 - Private room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain orthopaedic procedures
 
High Tech Hospitals
- Semi-private room Covered (Beacon Only) subject to €300 (first two claims per policy)
 - Private room Semi-Private Rate (Beacon only) subject to €300 (first two claims per policy)
 
Your Cover
Inpatient scans and Consultants fees
- Consultants fees (In selected hospitals only) Covered
 - Inpatient Scans (In selected hospitals only) Covered
 
Public Hospitals
- Day Case Covered
 - Private Room Semi-Private Rate
 - Semi Private Room Covered
 
Private Hospitals
- Day Case Covered subject to €75 excess per claim
 - Private Room Semi-Private Rate subject to €300 excess (first two claims per policy) subject to €2,000 co-payment on certain orthopaedic procedures
 - Semi Private Room Covered subject to €300 excess (first two claims per policy) subject to €2,000 co-payment on certain orthopaedic procedures
 
High Tech Hospitals
- Day Case Covered subject to €75 excess per claim
 - Listed Special Procedures Covered (Beacon only) subject to €100 excess (first two claims per policy). Mater Private 90% cover, all subject to €2,000 co-payment on certain orthopaedic procedures.
 - Private Room Semi-Private Rate (Beacon only) subject to €300 excess (first two claims per policy)
 - Semi Private Room Covered (Beacon Only) subject to €300 excess (first two claims per policy)
 
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
 - Public hospital cover for maternity 3 nights accommodation in a private room
 
- 24 hour telephone assistance Covered
 - Additional costs arising from in-patient claim €1,500
 - Additional costs arising from out-patient claim €500
 - Companion expenses (to remain with you or travel to you from Ireland or escort you) €1,000
 - Hospital bill for inpatient treatment Covered up to €100,000
 - Out-patient A&E Abroad 50% up to €1,000
 - Repatriation expenses Covered up to €1 million
 
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
 - Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
 
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan for your listed hospitals)
 - Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
 
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
 - Care Connect Covered (refer to membership handbook)
 - EXOGEN therapy Covered with our provider partner
 - Gender Affirmation Benefit Covered up to €100,000 per lifetime
 - Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
 - Genetic Testing: Initial consultation 50% cover
 - Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
 - Health in the Home Covered with our provider partner
 - Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
 - Medicall ambulance costs Covered (refer to Membership Handbook)
 - Oncotype DX Covered
 - Parent accompanying child (no minimum stay) €25 x 2 days
 
                                    
                                
                                    - 
                                        Consultant fees (non-maternity)
                                        €60 per visit
                                    
 
                                
                                    - 
                                        Emergency Dental Care
                                        Covered up to €350
                                    
 
                                
                                    - 
                                        GP Visits
                                        €20 per visit
                                    
 
                                
                                    - 
                                        Manual Lymph Drainage
                                        Up to €300
                                    
 
                                
                                    - 
                                        Medical and surgical appliances
                                        As per specified list
                                    
 
                                
                                    - 
                                        Pathology: Consultant fees
                                        50% per consultant fee
                                    
 
                                
                                    - 
                                        Pathology: Cost of test
                                        50% Cover
                                    
 
                                
                                    - 
                                        Public A&E Cover
                                        €60 per visit
                                    
 
                                
                                    - 
                                        Radiology: Consultant fees
                                        50% per consultant fee
                                    
 
                                
                                    - 
                                        Radiology: Cost of test
                                        50% Cover
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        Adult Athletics Ireland membership
                                        €30 contribution
                                    
 
                                
                                    - 
                                        Child nutritionist
                                        €25 x 2 visits
                                    
 
                                
                                    - 
                                        Child orthodontics
                                        €100 cash benefit
                                    
 
                                
                                    - 
                                        Child speech and language therapist
                                        €25 x 2 visits
                                    
 
                                
                                    - 
                                        Child sports club membership
                                        €30 per child per policy year
                                    
 
                                
                                    - 
                                        Convalescence benefits
                                        €26 x 14 days
                                    
 
                                
                                    - 
                                        Digital Doctor
                                        Unlimited. See irishlifehealth.ie for further information.
                                    
 
                                
                                    - 
                                        Female Fertility Assessment and Consultation
                                        Covered with our preferred provider, once per policy year subject to a €60 co-payment
                                    
 
                                
                                    - 
                                        Female Health Consultation
                                        50% cover x 4 consultations per year with our provider partner
                                    
 
                                
                                    - 
                                        First aid course for mums and dads
                                        10% point of sale discount plus €90 contribution with our provider partner
                                    
 
                                
                                    - 
                                        Flu Vaccine
                                        Covered up to €25 per policy year
                                    
 
                                
                                    - 
                                        Health screening & allergy testing
                                        Up to €50 per policy year
                                    
 
                                
                                    - 
                                        HPV Vaccine
                                        50% up to €200 per policy year
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover
                                        70% up to €200 per visit
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover (Pay & Claim)
                                        70% up to €200 per visit
                                    
 
                                
                                    - 
                                        Nurse on call
                                        Covered
                                    
 
                                
                                    - 
                                        Parenting course
                                        €50 contribution to 1 course
                                    
 
                                
                                    - 
                                        Public A&E Cover
                                        €60 x 3 visits
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        CT Scan: non approved centre
                                        Covered up to €250
                                    
 
                                
                                    - 
                                        MRI Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        MRI Scan: non approved centre
                                        Covered up to €250
                                    
 
                                
                                    - 
                                        PET-CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        PET-CT Scan: non  approved centre
                                        Covered up to €250
                                    
 
                                
                                    
                                
                            
                        
During checkout you may choose any 1 personalised packages at no extra cost.
- Enhanced Protection and Maternity Cash back for maternity related expenses and FREE family life cover.
 - Travel and Sports Cover Cash back for sports related expenses like physio visits and FREE annual multi-trip travel policy.
 
- Back Up
 - Health Screening
 - International Second Opinion Service
 - Laser Eye Surgery
 
For full details on the above and all member benefits available to you please visit the Member Benefits section.