Your Key Benefits
Your Hospital Cover
Tailored Plans Hospital List APublic Hospitals
- Semi-private room in a public hospital
 - Private room in a public hospital
 
Private Hospitals
- Semi-private room Covered subject to €150 ; subject to €2,500 co-payment on certain orthopaedic procedures and €1,000 on certain cardiac procedures
 - Private room Semi-Private Rate subject to €150 ; subject to €2,500 co-payment on certain orthopaedic procedures and €1,000 on certain cardiac procedures
 
High Tech Hospitals
- Semi-private room Covered in Beacon only; subject to €150 per claim and €2,500 co-payment on certain cardiac & orthopaedic procedures
 - Private room Semi-Private Rate (Beacon only); subject to €150 per claim and €2,500 co-payment on certain cardiac & orthopaedic procedures
 
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
 - Inpatient Scans Covered
 
Public Hospitals
- Day Case Covered
 - Private Room Covered
 - Semi Private Room Covered
 
Private Hospitals
- Day Case Covered subject to €100 excess per claim and €1,000 co-payment on certain cardiac procedures
 - Private Room Semi-Private Rate subject to €150 excess; subject to €2,500 co-payment on certain orthopaedic procedures and €1,000 on certain cardiac procedures
 - Semi Private Room Covered subject to €150 excess; subject to €2,500 co-payment on certain orthopaedic procedures and €1,000 on certain cardiac procedures
 
High Tech Hospitals
- Day Case Covered in Beacon Only; Subject to €100 excess per claim
 - Listed Cardiac Procedures Covered in Beacon only; subject to €150 excess per claim; subject to €2,500 co-payment on certain cardiac procedures
 - Listed Special Procedures Covered in Beacon only; subject to €150 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures
 - Private Room Semi-Private Rate (Beacon only); subject to €150 excess per claim and €2,500 co-payment on certain cardiac & orthopaedic procedures
 - Semi Private Room Covered in Beacon only; subject to €150 excess per claim and €2,500 co-payment on certain cardiac & orthopaedic procedures
 
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
 - Public hospital cover for maternity 3 nights accommodation
 
- 24 hour telephone assistance Covered
 - Hospital bill for inpatient treatment Covered up to €100,000
 - Repatriation expenses Covered up to €1 million
 
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
 - Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
 
- Care Connect Covered (refer to membership handbook)
 - EXOGEN therapy Covered with our provider partner
 - Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
 - Genetic Testing: Initial consultation 50% cover
 - Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
 - Health in the Home Covered with our provider partner
 - Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
 - Medicall ambulance costs Covered (refer to Membership Handbook)
 - Oncotype DX Covered
 
                                    
                                
                                    - 
                                        Consultant fees
                                        50% up to €100 per visit
                                    
 
                                
                                    - 
                                        Emergency Dental Care
                                        €250
                                    
 
                                
                                    - 
                                        Home Recovery Benefit
                                        €80 x 10 days
                                    
 
                                
                                    - 
                                        Manual Lymph Drainage
                                        €50 x 5 visits
                                    
 
                                
                                    - 
                                        Medical and surgical appliances
                                        As per specified list
                                    
 
                                
                                    - 
                                        Pathology: Consultant fees
                                        €25 per consultant fee
                                    
 
                                
                                    - 
                                        Pathology: Cost of test
                                        50% up to €40 per test
                                    
 
                                
                                    - 
                                        Psycho-oncology Counselling
                                        €40 x 5 visits
                                    
 
                                
                                    - 
                                        Public A&E Cover
                                        €60 x 3 visits
                                    
 
                                
                                    - 
                                        Radiology: Consultant fees
                                        €25 per consultant fee
                                    
 
                                
                                    - 
                                        Radiology: Cost of test
                                        50% up to €40 per test
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        Convalescence benefits
                                        €30 x 16 days
                                    
 
                                
                                    - 
                                        Digital Doctor
                                        Unlimited. See irishlifehealth.ie for further information.
                                    
 
                                
                                    - 
                                        Female Fertility Assessment and Consultation
                                        Covered with our preferred provider, once per policy year subject to a €60 co-payment
                                    
 
                                
                                    - 
                                        Female Health Consultation
                                        50% cover x 4 consultations per year with our provider partner
                                    
 
                                
                                    - 
                                        Female Pelvic Health Physiotherapy
                                        Covered up to €150 for initial consultation, once per policy year
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover
                                        70% up to €200 per visit
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover (Pay & Claim)
                                        70% up to €200 per visit
                                    
 
                                
                                    - 
                                        Nurse on call
                                        Covered
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        MRI Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        PET-CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    
                                
                            
                        
During checkout you may choose any 2 personalised packages at no extra cost.
- Child Development Get extra benefits for your children including money back for play therapy, parenting courses, counselling and child home nursing.
 - Fertility & Maternity Get enhanced cover for Maternity and Fertility benefits including fertility tests, maternity consultant fees, pregnancy scans and screening tests.
 - Fitness Focus Get money back on a range of benefits to help your overall fitness including physiotherapy, gym membership and healthy meals.
 - Mind & Body Get cover towards self-care benefits to help you look after your mind and body.
 - Travel Focus Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
 
- Back Up
 - Health Screening
 - International Second Opinion Service
 - Laser Eye Surgery
 
For full details on the above and all member benefits available to you please visit the Member Benefits section.