Your Key Benefits
Your Hospital Cover
Plan hospital listPublic Hospitals
- Semi-private room in a public hospital
 - Private room in a public hospital
 
Private Hospitals
- Semi-private room Covered subject to €75 per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 - Private room Covered subject to €75 per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 
High Tech Hospitals
- Semi-private room Covered (Beacon only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover subject to €75
 - Private room Covered (Beacon only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover subject to €75
 
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
 - Inpatient Scans Covered
 
Public Hospitals
- Day Case Covered
 - Private Room Covered
 - Semi Private Room Covered
 
Private Hospitals
- Day Case Covered subject to €50 excess per claim
 - Private Room Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 - Semi Private Room Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 
High Tech Hospitals
- Day Case Covered subject to €50 excess per claim.
 - Listed Cardiac Procedures Covered
 - Listed Special Procedures Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 - Private Room Covered (Beacon only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €75 excess per claim. All subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 - Semi Private Room Covered (Beacon only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €75 excess per claim. All subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
 
- GentleBirth App See handbook for details
 - Home birth Covered up to €4,000
 - Home Early Midwife Support following 1 night stay in hospital 4 x 2 hour sessions with a midwife
 - Home Early Midwife Support following 2 nights stay in hospital 3 x 2 hour sessions with a midwife
 - Inpatient maternity consultant fees As per schedule of benefits for professional fees
 - Postnatal Domestic Support 3 x 3 hour cleaning sessions
 - Public hospital cover for maternity 3 nights accommodation in a private room
 - Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
 
- 24 hour telephone assistance Covered
 - Companion repatriation expenses Covered up to €1,000
 - Expenses for companion who remains with you Covered up to €1,000
 - Hospital bill for inpatient treatment Covered up to €100,000
 - Repatriation expenses Covered up to €1 million
 
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
 - Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
 
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
 - Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
 
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
 - Care Connect Covered (refer to membership handbook)
 - Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
 - EXOGEN therapy Covered with our provider partner
 - Gender Affirmation Benefit Covered up to €120,000 per lifetime
 - Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
 - Genetic Testing: Initial consultation 50% cover
 - Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
 - Health in the Home Covered with our provider partner
 - Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
 - Hormone Replacement Therapy for Gender Dysphoria 50% up to €500 per lifetime
 - Medicall ambulance costs Covered (refer to Membership Handbook)
 - Mental Health Guide Covered (refer to Membership Handbook)
 - Oncotype DX Covered
 - Parent accompanying child €40 x 14 days (not payable for the first 3 days)
 
                                    
                                
                                    - 
                                        Acupuncturist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Child Development Benefit
                                        75% up to €500 for a developmental / neurodevelopmental assessment
                                    
 
                                
                                    - 
                                        Child psychology
                                        90% up to €50 x 6 visits
                                    
 
                                
                                    - 
                                        Child speech and language therapist
                                        50% up to €30 x 8
                                    
 
                                
                                    - 
                                        Chiropodist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Chiropractor
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Consultant fees
                                        First 2 visits fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Dietician
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        GP Visits
                                        First 2 visits fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Hearing Test
                                        Up to €25 x 1
                                    
 
                                
                                    - 
                                        Home Recovery Benefit
                                        €80 x 10 days
                                    
 
                                
                                    - 
                                        Kids Sports Club
                                        €30 contribution
                                    
 
                                
                                    - 
                                        Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress
                                        50% up to €75 with our provider partner
                                    
 
                                
                                    - 
                                        Manual Lymph Drainage
                                        50% up to €25 x 5 visits
                                    
 
                                
                                    - 
                                        Massage Therapist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Medical and surgical appliances
                                        As per specified list (subject to €100 excess)
                                    
 
                                
                                    - 
                                        Medical Herbalist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Nutritionist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Occupational therapist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Optical (eye test and/or glasses/lenses combined)
                                        75% up to €150 per policy year
                                    
 
                                
                                    - 
                                        Orthodontics
                                        Up to €100 per policy year
                                    
 
                                
                                    - 
                                        Osteopath
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Paediatrician Benefit
                                        €100 x 1 visit
                                    
 
                                
                                    - 
                                        Pathology: Consultant fees
                                        50% as per schedule of benefits for professional fees
                                    
 
                                
                                    - 
                                        Pathology: Cost of test
                                        50% Cover
                                    
 
                                
                                    - 
                                        Physiotherapist or Physical therapist
                                        First 2 visits fully covered 50% cover for 10 subsequent visits
                                    
 
                                
                                    - 
                                        Podiatrist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Pre/Post natal medical expenses
                                        €500
                                    
 
                                
                                    - 
                                        Prescription Costs
                                        Up to €75 per annum
                                    
 
                                
                                    - 
                                        Prescriptions Abroad
                                        €20 x 1 prescription
                                    
 
                                
                                    - 
                                        Psychologist
                                        €50 x 20 visits
                                    
 
                                
                                    - 
                                        Psycho-oncology Counselling
                                        50% up to €25 x 8 visits
                                    
 
                                
                                    - 
                                        Public A&E Cover
                                        First 2 visits fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Radiology: Consultant fees
                                        50% as per schedule of benefits for professional fees
                                    
 
                                
                                    - 
                                        Radiology: Cost of test
                                        50% Cover
                                    
 
                                
                                    - 
                                        Reflexologist
                                        75% x 15 combined visits
                                    
 
                                
                                    - 
                                        Retainers & fitted gum shields
                                        50% up to €30 per policy year
                                    
 
                                
                                    - 
                                        Voice Coaching
                                        75% x 15 combined visits
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        Adult Neurodiversity Benefit
                                        75% up to €500 for a neurodiversity assessment
                                    
 
                                
                                    - 
                                        Antenatal Class
                                        €75 towards an antenatal class
                                    
 
                                
                                    - 
                                        Convalescence benefits
                                        €50 x 15 days
                                    
 
                                
                                    - 
                                        Dermatology Benefit
                                        €100 contribution with Provider Partner
                                    
 
                                
                                    - 
                                        Dexa Scan
                                        First visit fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Digital Doctor
                                        Unlimited. See irishlifehealth.ie for further information.
                                    
 
                                
                                    - 
                                        Female Fertility Assessment and Consultation
                                        Covered with our preferred provider, once per policy year subject to a €60 co-payment
                                    
 
                                
                                    - 
                                        Female Health Consultation
                                        50% cover x 4 consultations per year with our provider partner
                                    
 
                                
                                    - 
                                        Female Pelvic Health Physiotherapy
                                        Covered up to €150 for initial consultation, once per policy year
                                    
 
                                
                                    - 
                                        Fitness Wearables
                                        €30 contribution
                                    
 
                                
                                    - 
                                        Health screening & allergy testing
                                        Up to €200 per policy year
                                    
 
                                
                                    - 
                                        HPV Vaccine
                                        50% up to €200 per policy year
                                    
 
                                
                                    - 
                                        Laser Eye Surgery Benefit
                                        Up to €400 once per lifetime
                                    
 
                                
                                    - 
                                        Life Coaching Session
                                        €50 contribution
                                    
 
                                
                                    - 
                                        Mammogram
                                        First visit fully covered 50% cover for subsequent visits
                                    
 
                                
                                    - 
                                        Maternity Mental Health Support
                                        €40 x 10 sessions with Nurture
                                    
 
                                
                                    - 
                                        Meditation support devices
                                        €50 contribution
                                    
 
                                
                                    - 
                                        Menopause Benefit
                                        Full cover for initial and 1 follow up review consultation
                                    
 
                                
                                    - 
                                        Mindfulness app subscription
                                        €30 contribution
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover
                                        First 2 visits fully covered, 50% cover up to €200 for subsequent visits
                                    
 
                                
                                    - 
                                        Minor Injury Clinic Cover (Pay & Claim)
                                        First 2 visits fully covered, 50% cover up to €200 for subsequent visits
                                    
 
                                
                                    - 
                                        Nurse on call
                                        Covered
                                    
 
                                
                                    - 
                                        Partner Benefit
                                        €50 x 2 days travel, accommodation & child minding expenses
                                    
 
                                
                                    - 
                                        Personal Trainer
                                        €30 x 2 sessions
                                    
 
                                
                                    - 
                                        Play Therapy
                                        €40 x 8 visits
                                    
 
                                
                                    - 
                                        Positive Mental Health Training
                                        €10 contribution towards 12 track programme with our provider partner
                                    
 
                                
                                    - 
                                        Postnatal Doula Benefit
                                        Up to €200 contribution
                                    
 
                                
                                    - 
                                        Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
                                        90% up to 15 visits capped at €1,250 per policy year
                                    
 
                                
                                    - 
                                        Self-compassion Programme (MSC)
                                        €100 contribution
                                    
 
                                
                                    - 
                                        Sports Club / Gym Membership / Classes
                                        €50 contribution
                                    
 
                                
                                    - 
                                        Sports Psychologist
                                        €30 x 3 visits
                                    
 
                                
                                    - 
                                        Stress Reduction Programme (MBSR)
                                        €100 contribution
                                    
 
                                
                                    - 
                                        Vaccinations: Travel Only
                                        €50 per year
                                    
 
                                
                                    - 
                                        Vasectomy (GP or Consultant)
                                        Covered up to €360
                                    
 
                                
                                    - 
                                        Yoga/Pilates classes
                                        €25 x 6 visits
                                    
 
                                
                                    
                                
                            
                        
                                    
                                
                                    - 
                                        CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        MRI Scan: approved centre
                                        Covered
                                    
 
                                
                                    - 
                                        PET-CT Scan: approved centre
                                        Covered
                                    
 
                                
                                    
                                
                            
                        
During checkout you may choose any 1 personalised packages at no extra cost.
- Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
 - Travel Extra Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
 
- Allen Carr Smoking Cessation
 - Back Up
 - Health Screening
 - Laser Eye Surgery
 
For full details on the above and all member benefits available to you please visit the Member Benefits section.