Business Plan Plus

Inpatient scans and Consultants fees

• Consultant fees Covered
• Inpatient Scans Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €50 excess per claim
• Private Room Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
• Semi Private Room Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures

High Tech Hospitals

• Day Case Covered subject to €50 excess per claim.
• Listed Cardiac Procedures Covered
• Listed Special Procedures Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
• Private Room Covered (Beacon only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €75 excess per claim. All subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
• Semi Private Room Covered (Beacon only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €75 excess per claim. All subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures

• GentleBirth App See handbook for details
• Home birth Covered up to €4,000
• Home Early Midwife Support following 1 night stay in hospital 4 x 2 hour sessions with a midwife
• Home Early Midwife Support following 2 nights stay in hospital 3 x 2 hour sessions with a midwife
• Inpatient maternity consultant fees As per schedule of benefits for professional fees
• Postnatal Domestic Support 3 x 3 hour cleaning sessions
• Public hospital cover for maternity 3 nights accommodation in a private room
• Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist

• 24 hour telephone assistance Covered
• Companion repatriation expenses Covered up to €1,000
• Expenses for companion who remains with you Covered up to €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Repatriation expenses Covered up to €1 million

• Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
• Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
• Care Connect Covered (refer to membership handbook)
• Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
• EXOGEN therapy Covered with our provider partner
• Gender Affirmation Benefit Covered up to €100,000 per lifetime
• Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered with our provider partner
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Hormone Replacement Therapy for Gender Dysphoria 50% up to €500 per lifetime
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Mental Health Guide Covered (refer to Membership Handbook)
• Oncotype DX Covered
• Parent accompanying child €40 x 14 days (not payable for the first 3 days)

• Acupuncturist 75% x 15 combined visits
• Child Development Benefit 75% up to €500 for a developmental / neurodevelopmental assessment
• Child psychology 90% up to €50 x 6 visits
• Child speech and language therapist 50% up to €30 x 8
• Chiropodist 75% x 15 combined visits
• Chiropractor 75% x 15 combined visits
• Consultant fees First 2 visits fully covered 50% cover for subsequent visits
• Dentist Visits 75% up to €300 per policy year
• Dietician 75% x 15 combined visits
• Emergency Dental Care €250
• GP Visits First 2 visits fully covered 50% cover for subsequent visits
• Hearing Test Up to €25 x 1
• Home Recovery Benefit €80 x 10 days
• Kids Sports Club €30 contribution
• Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress 50% up to €75 with our provider partner
• Manual Lymph Drainage 50% up to €25 x 5 visits
• Massage Therapist 75% x 15 combined visits
• Medical and surgical appliances As per specified list (subject to €100 excess)
• Medical Herbalist 75% x 15 combined visits
• Nutritionist 75% x 15 combined visits
• Occupational therapist 75% x 15 combined visits
• Optical (eye test and/or glasses/lenses combined) 75% up to €150 per policy year
• Orthodontics Up to €100 per policy year
• Osteopath 75% x 15 combined visits
• Paediatrician Benefit €100 x 1 visit
• Pathology: Consultant fees 50% as per schedule of benefits for professional fees
• Pathology: Cost of test 50% Cover
• Physiotherapist or Physical therapist First 2 visits fully covered 50% cover for 10 subsequent visits
• Podiatrist 75% x 15 combined visits
• Pre/Post natal medical expenses €500
• Prescription Costs Up to €75 per annum
• Prescriptions Abroad €20 x 1 prescription
• Psychologist €50 x 20 visits
• Psycho-oncology Counselling 50% up to €25 x 8 visits
• Public A&E Cover First 2 visits fully covered 50% cover for subsequent visits
• Radiology: Consultant fees 50% as per schedule of benefits for professional fees
• Radiology: Cost of test 50% Cover
• Reflexologist 75% x 15 combined visits
• Retainers & fitted gum shields 50% up to €30 per policy year
• Voice Coaching 75% x 15 combined visits

• AMH fertility test €50 contribution
• Antenatal Class €75 towards an antenatal class
• Convalescence benefits €50 x 15 days
• Dermatology Benefit €100 contribution with Provider Partner
• Dexa Scan First visit fully covered 50% cover for subsequent visits
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Egg freezing 50% cover up to a max of €1,500 once per lifetime
• Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
• Female Health Consultation 50% cover x 4 consultations per year with our provider partner
• Fertility benefit Covered up to a max of €2,500 for IVF, IUI, ICSI. Twice per lifetime
• Fitness Wearables €30 contribution
• Health screening & allergy testing Up to €200 per policy year
• HPV Vaccine 50% up to €200 per policy year
• Laser Eye Surgery Benefit Up to €400 once per lifetime
• Life Coaching Session €50 contribution
• Mammogram First visit fully covered 50% cover for subsequent visits
• Maternity Mental Health Support €40 x 10 sessions with Nurture
• Meditation support devices €50 contribution
• Menopause Benefit Full cover for initial and 1 follow up review consultation
• Mindfulness app subscription €30 contribution
• Minor Injury Clinic Cover First 2 visits fully covered, 50% cover up to €200 for subsequent visits
• Minor Injury Clinic Cover (Pay & Claim) First 2 visits fully covered, 50% cover up to €200 for subsequent visits
• Nurse on call Covered
• Partner Benefit €50 x 2 days travel, accommodation & child minding expenses
• Personal Trainer €30 x 2 sessions
• Play Therapy €40 x 8 visits
• Positive Mental Health Training €10 contribution towards 12 track programme with our provider partner
• Postnatal Doula Benefit Up to €200 contribution
• Psychotherapy and counselling benefit (including practitioners at the Dean Clinic) 90% up to 15 visits capped at €1,250 per policy year
• Self-compassion Programme (MSC) €100 contribution
• Sperm freezing 50% cover up to a max of €200 once per lifetime
• Sports Club / Gym Membership / Classes €50 contribution
• Sports Psychologist €30 x 3 visits
• Stress Reduction Programme (MBSR) €100 contribution
• Vaccinations: Travel Only €50 per year
• Vasectomy (GP or Consultant) Covered up to €360
• Yoga/Pilates classes €25 x 6 visits

• CT Scan: approved centre Covered
• MRI Scan: approved centre Covered
• PET-CT Scan: approved centre Covered

• Allen Carr Smoking Cessation
• Back Up
• Health Screening
• Laser Eye Surgery