Your Key Benefits
Your Hospital Cover
Tailored Plans Hospital List APublic Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room
- Private room Covered subject to €50 per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Semi-private room
- Private room Covered (Beacon only) subject to €50 per claim. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered
- Private Room Covered subject to €50 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Day Case Covered
- Listed Cardiac Procedures Covered
- Listed Special Procedures Covered subject to €50 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Private Room Covered (Beacon only) subject to €50 excess per claim. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
- Semi Private Room Covered (Beacon Only). Mater Private and Blackrock Clinic 50% cover.
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Public hospital cover for maternity 3 nights accommodation in a private room
- Companion expenses (to remain with you or travel to you from Ireland or escort you) €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Nurse 24/7 International Covered
- Repatriation expenses Covered up to €1 million
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 28 days (following an inpatient stay of minimum 5 days)
- Companion Expenses €30 x 2 days
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit 50% up to €10,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 50% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €100 x 14 days (not payable for the first 3 days)
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Manual Lymph Drainage
Up to €250
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Medical and surgical appliances
As per specified list
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Pathology & Radiology cost of test
75% up to €1,000 per policy year
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Pathology: Consultant fees
€100 per referral
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Public A&E Cover
€60 x 1 visit
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Radiology: Consultant fees
€100 per procedure
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Child Safety Benefit
€100 contribution
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Convalescence benefits
€26 x 14 days
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Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
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Female Fertility Assessment and Consultation
Covered with our preferred provider, once per policy year subject to a €60 co-payment
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Female Health Consultation
50% cover x 4 consultations per year with our provider partner
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Foetal Screening
€200 per pregnancy
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HPV Vaccine
50% up to €200 per policy year
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Mindfulness course
€50 contribution
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Minor Injury Clinic Cover
75% up to €500 per visit
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Minor Injury Clinic Cover (Pay & Claim)
75% up to €500 per visit
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Nurse on call
Covered
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Out-patient maternity consultant fees
€300
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CT Scan: approved centre
Covered
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CT Scan: non approved centre
Covered up to €250
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MRI Scan: approved centre
Covered
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MRI Scan: non approved centre
Covered up to €250
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PET-CT Scan: approved centre
Covered
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PET-CT Scan: non approved centre
Covered up to €250
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Dentist Visits
50% up to €300 per policy year
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GP Visits
75% up to €60 per visit
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Physiotherapist or Physical therapist
50% x 29 visits
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Acupuncturist
50% up to €35 x 13 combined visits
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Chiropodist
50% up to €35 x 13 combined visits
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Chiropractor
50% up to €35 x 13 combined visits
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Dietician
50% up to €35 x 13 combined visits
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Homeopath
50% up to €35 x 13 combined visits
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Massage therapist
50% up to €35 x 13 combined visits
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Nutritionist
50% up to €35 x 13 combined visits
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Occupational therapist
50% up to €35 x 13 combined visits
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Orthoptist
50% up to €35 x 13 combined visits
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Osteopath
50% up to €35 x 13 combined visits
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Podiatrist
50% up to €35 x 13 combined visits
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Reflexologist
50% up to €35 x 13 combined visits
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Reiki practitioner
50% up to €35 x 13 combined visits
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Speech therapist
50% up to €35 x 13 combined visits
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Consultant fees (non-maternity)
75% up to €190 per visit
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Fertility benefit
50% cover up to a max of €2,000 for IVF, IUI, ICSI. Twice per lifetime
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Health Screening & allergy testing
Up to €200 per policy year
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Hearing Test
50% up to €40 per policy year
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Optical (eye test and/or glasses/lenses combined)
50% up to €150 per policy year
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Prescriptions
€20 x 6 prescriptions
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Private A&E Cover
€50 x 1 visit
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Public A&E Cover
50% up to €50 per visit
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Vaccinations: Travel Only
€100 per policy year with our provider partner
During checkout you may choose any 4 personalised packages at no extra cost.
- Complementary Therapy Cash back on a range of complementary therapies like acupuncture & massage.
- Dental And Optical Discounts for benefits like eye exams, prescription glasses and laser eye surgery.
- Enhanced Maternity Cash back for private consultant fees and pre & post natal yoga and pilatest classes.
- Family And Kids Health Cash back on sports club memberships and free flu vaccines for your family.
- Family Protection Free family life cover, flu vaccines and a first aid course for parents.
- International Health And Travel Cover for A&E abroad and a free multi-trip travel insurance policy.
- Sports Cover Cash back on a range of benefits including physiotherapist visits and a free metabolic test.
- Women's And Men's Health Cash back on benefits like health screening, nutritionists & food intolerance testing.
- Back Up
- Health Screening
- International Second Opinion Service
- Laser Eye Surgery
For full details on the above and all member benefits available to you please visit the Member Benefits section.