Optimise Gold with Day to Day

Inpatient scans and Consultants fees

• Consultant fees Covered
• Inpatient Scans Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

High Tech Hospitals

• Day Case Covered
• Listed Cardiac Procedures Covered
• Listed Special Procedures Covered
• Private Room Covered (Beacon Only). Mater Private and Blackrock Clinic covered at Semi-Private Rate.
• Semi Private Room Covered

• GentleBirth App See handbook for details
• Grant-in-aid amount Covered up to €3,550
• Home birth Covered up to €3,550
• Home Early Midwife Support following 1 night stay in hospital 4 x 2 hour sessions with a midwife
• Home Early Midwife Support following 2 nights stay in hospital 3 x 2 hour sessions with a midwife
• Inpatient maternity consultant fees As per schedule of benefits for professional fees
• Postnatal Domestic Support 3 x 3 hour cleaning sessions
• Public hospital cover for maternity 3 nights accommodation
• Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist

• 24 hour telephone assistance Covered
• Companion repatriation expenses Covered up to €1,000
• Expenses for companion who remains with you Covered up to €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Repatriation expenses Covered up to €1 million

• Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
• Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland

• Not related to substance abuse 180 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Alternative amount for Post Operative Home Help €120
• Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
• Care Connect Covered (refer to membership handbook)
• Child Home Nursing €100 x 21 days (following an inpatient stay of minimum 5 days)
• EXOGEN therapy Covered with our provider partner
• Gender Affirmation Benefit 50% up to €10,000 per lifetime
• Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered with our provider partner
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Oncotype DX Covered
• Parent accompanying child €40 x 14 days (not payable for the first 3 days)
• Post Operative Home Help 3 x 3 hour cleaning sessions

• A&E Cover (in choice of High Tech, Private and Public Hospitals) €100 contribution towards A&E visit in any hi-tech, private or public hospital once per policy year
• Consultant fees €100 per visit, unlimited
• Emergency Dental Care €450
• Home Recovery Benefit €80 x 10 days
• Manual Lymph Drainage €40 x 5 visits
• Medical and surgical appliances As per specified list
• Pathology: Consultant fees As per schedule of benefits for professional fees
• Pathology: Cost of test Covered
• Pre/Post natal medical expenses €400
• Psycho-oncology Counselling €40 x 5 visits
• Radiology: Consultant fees As per schedule of benefits for professional fees
• Radiology: Cost of test Covered

• Antenatal Class €75 towards an antenatal class
• Breastfeeding Consultancy €30 x 2 sessions
• Convalescence benefits €75 x 16 days
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
• Female Health Consultation 50% cover x 4 consultations per year with our provider partner
• Health screening Up to €450 towards a Health Screen once per policy year
• HPV Vaccine 50% up to €200 per policy year
• Maternity Mental Health Support €40 x 10 sessions with Nurture
• Minor Injury Clinic Cover 75% up to €500 per visit
• Minor Injury Clinic Cover (Pay & Claim) 75% up to €500 per visit
• Nurse on call Covered
• Partner Benefit €50 x 2 days travel, accommodation & child minding expenses
• Postnatal Doula Benefit Up to €200 contribution
• Vaccinations: Travel or Flu €50 per year

• CT Scan: approved centre Covered
• CT Scan: non approved centre €200
• MRI Scan: approved centre Covered
• MRI Scan: non approved centre €350
• PET-CT Scan: approved centre Covered

• Dentist Visits €30 x 8 visits
• GP Visits €30 x 15 visits
• Physiotherapist or Physical therapist €30 x 10 visits

• Acupuncturist €30 x 8 visits
• Chiropodist €30 x 8 visits
• Chiropractor €30 x 8 visits
• Dietician €30 x 8 visits
• Homeopath €30 x 8 visits
• Massage therapist €30 x 8 visits
• Medical herbalist €30 x 8 visits
• Occupational therapist €30 x 8 visits
• Osteopath €30 x 8 visits
• Reflexologist €30 x 8 visits

• Child psychology €30 x 8 visits
• Child speech and language therapist €30 x 8 visits
• Consultant fees €70 per visit
• Eye Test €30 x 1 visit
• Glasses / lenses €60 once every 2 yrs
• Health Screen €100 per annum
• Hearing Test €30 x 1 visit
• Manual lymph drainage 50% up to €25 x 8 visits
• Pathology: Consultant fees 50% as per schedule of benefits for professional fees
• Pathology: Cost of test 50% Cover
• Pre/Post natal medical expenses 50% up to €250
• Prescriptions 50% up to €25 per annum
• Psycho-oncology counselling 50% up to €25 x 8 visits
• Radiology: Consultant fees 50% as per schedule of benefits for professional fees
• Radiology: Cost of test 50% Cover

• Back Up
• Health Screening
• International Second Opinion Service
• Laser Eye Surgery