Optimise Platinum

Inpatient scans and Consultants fees

• Consultant fees Covered
• Inpatient Scans Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €125 excess per claim subject to €2,000 co-payment on certain cardiac procedures
• Private Room Semi-Private Rate subject to €500 excess per claim and €2,000 co-payment on certain cardiac & orthopaedic procedures
• Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures

High Tech Hospitals

• Day Case Covered (Beacon Only) subject to €125 excess per claim subject to €2,000 co-payment on certain cardiac procedures
• Listed Cardiac Procedures Covered (Beacon Only) subject to €500 excess per claim subject to €2,000 co-payment on certain cardiac procedures
• Listed Special Procedures Covered (Beacon Only) subject to €500 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
• Private Room Semi-Private Rate (Beacon Only) subject to €500 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
• Semi Private Room Covered (Beacon Only) subject to €500 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures

• GentleBirth App See handbook for details
• Inpatient maternity consultant fees Covered up to €296
• Public hospital cover for maternity Covered up to €385

• 24 hour telephone assistance Covered
• Companion repatriation expenses Covered up to €1,000
• Expenses for companion who remains with you Covered up to €1,000
• Hospital bill for inpatient treatment Covered up to €55,000
• Repatriation expenses Covered up to €1 million

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Care Connect Covered (refer to membership handbook)
• Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
• EXOGEN therapy Covered with our provider partner
• Gender Affirmation Benefit 50% up to €10,000 per lifetime
• Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered with our provider partner
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Oncotype DX Covered
• Parent accompanying child €40 x 14 days (not payable for the first 3 days)

• Consultant fees €60 per visit
• Emergency Dental Care €250
• Home Recovery Benefit €80 x 10 days
• Manual Lymph Drainage €50 x 5 visits
• Medical and surgical appliances As per specified list
• Pathology: Consultant fees €25 per consultant fee
• Pathology: Cost of test €20 per test
• Psycho-oncology Counselling €40 x 5 visits
• Public A&E Cover €60 x 3 visits
• Radiology: Consultant fees €25 per consultant fee
• Radiology: Cost of test €20 per test

• Cardiac Screening 50% Cover
• Convalescence benefits €30 x 16 days
• Dietician or Nutritionist Consultation €20 contribution
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
• Female Health Consultation 50% cover x 4 consultations per year with our provider partner
• Fitness Wearables €20 contribution
• HPV Vaccine 50% up to €200 per policy year
• Life Coaching Session €20 contribution
• Minor Injury Clinic Cover 70% up to €200 per visit
• Minor Injury Clinic Cover (Pay & Claim) 70% up to €200 per visit
• Nurse on call Covered
• Sports Club / Gym Membership / Classes €20 contribution
• Sports Massage €20 contribution

• CT Scan: approved centre Covered
• MRI Scan: approved centre Covered
• PET-CT Scan: approved centre Covered

• Allen Carr Smoking Cessation
• Back Up
• Health Screening
• International Second Opinion Service
• Laser Eye Surgery