Semi-private room Covered subject to €75 (first two claims per member); subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
Private room Semi-private rate subject to €75 (first two claims per member); subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
Semi-private room Covered (Beacon Only) subject to €75 (first two claims per member). Mater Private and Blackrock Clinic 45% cover subject to €75
Private room Semi-Private Rate (Beacon only) subject to €75 (first two claims per member). Mater Private and Blackrock Clinic 35% cover subject to €75
Your Cover
Inpatient scans and Consultants fees
Consultant feesCovered
Inpatient ScansCovered
Public Hospitals
Day CaseCovered
Private RoomCovered
Semi Private RoomCovered
Private Hospitals
Day CaseCovered subject to €100 excess per claim
Private RoomCovered subject to €100 excess per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
Semi Private RoomCovered subject to €100 excess per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
Day CaseCovered subject to €100 excess per claim
Listed Cardiac ProceduresCovered
Listed Special ProceduresCovered subject to €100 excess per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
Private RoomCovered (Beacon only) subject to €100 excess per night. 50% Cover in Mater Private and Blackrock Clinic. All subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
Semi Private RoomCovered (Beacon only) subject to €100 excess per claim. 50% Cover in Mater Private and Blackrock Clinic. All subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
Home birthCovered up to €4,000
Inpatient maternity consultant feesAs per schedule of benefits for professional fees
Public hospital cover for maternity3 nights accommodation
24 hour telephone assistanceCovered
Companion repatriation expensesCovered up to €1,000
Expenses for companion who remains with youCovered up to €1,000
Hospital bill for inpatient treatmentCovered up to €100,000
Out-patient A&E Abroad50% up to €1,000
Repatriation expensesCovered up to €1 million
Elective Procedure abroad - for procedures that are available in IrelandCovered up to the level of cover available in Ireland to a maximum of €125,000
Elective Procedure abroad - for procedures that are not available in IrelandCovered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
Not related to substance abuse100 days (up to the level of Hospital Cover provided under your plan)
Related to substance abuse91 days per 5 years (up to the level of Hospital Cover provided under your plan)
Cancer Support Benefit (for accommodation expenses when travelling more than 50km)Up to €100 per day up to a maximum of €1500 per calendar year
Care ConnectCovered (refer to membership handbook)
Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
EXOGEN therapyCovered with our provider partner
Gender Affirmation BenefitCovered up to €120,000 per lifetime
Genetic Testing for Cancer Treatment Options - Foundation One CDxCovered
Genetic Testing: Initial consultation50% cover
Genetic Testing: Test for specified genetic mutationsCovered in approved clinics with our approved consultant
Health in the HomeCovered with our provider partner
Hormone Replacement Therapy for Gender DysphoriaCovered up to €500 per lifetime
Medicall ambulance costsCovered (refer to Membership Handbook)
Oncotype DXCovered
Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Adult Neurodiversity Benefit50% up to €500 for a neurodevelopmental assessment
Child Development Benefit50% up to €500 for a developmental / neurodevelopmental assessment
Consultant fees50% up to €125 per visit
Emergency Dental CareUp to €300
Flu VaccineCovered up to €25 per policy year
Manual Lymph Drainage50% up to €25 x 5 visits
Medical and surgical appliancesAs per specified list (subject to €50 excess)
Pathology: Consultant fees50% as per schedule of benefits for professional fees
Pathology: Cost of test50% Cover
Play Therapy€40 x 8 visits
Psycho-oncology Counselling50% up to €25 x 8 visits
Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)50% up to 12 visits capped at €1250 per policy year
Radiology: Consultant fees50% as per schedule of benefits for professional fees
Radiology: Cost of test50% Cover
Vaccinations: Travel Only50% up to €50 per policy year
Vasectomy (GP or Consultant)Covered up to €100
Breast prosthesis or wig (following cancer treatment)First breast prosthesis or wig covered up to €2,000, subsequent claims covered as per specified list
Convalescence benefits€50 x 20 days
Digital DoctorUnlimited. See irishlifehealth.ie for further information.
Eyebrow tattooing (following cancer treatment)Covered up to €60 once per policy year
Mental Health GuideCovered (refer to Membership Handbook)
Minor Injury Clinic Cover50% up to €200 per visit
Minor Injury Clinic Cover (Pay & Claim)50% up to €100 per visit
Nurse on callCovered
Post cancer treatment sleeping capsCovered up to €60 once per policy year
CT Scan: approved centreCovered
MRI Scan: approved centreCovered
PET-CT Scan: approved centreCovered
Dentist Visits (Non Routine Treatment)50% up to €100 per policy year
Dentist Visits (Routine Treatment)50% up to €50 per policy year
GP Visits50% up to €40 per visit
Physiotherapist or Physical therapist50% up to €30 x 12 visits
Acupuncturist50% up to €30 x 12 combined visits
Chiropractor50% up to €30 x 12 combined visits
Massage therapist50% up to €30 x 12 combined visits
Osteopath50% up to €30 x 12 combined visits
Reflexologist50% up to €30 x 12 combined visits
Child/Teen Counselling50% up to €30 x 8 visits
Chiropodist Visits50% up to €30 x 12 combined visits
Dietician Visits50% up to €30 x 12 combined visits
Hearing TestUp to €40 x 1
Nutritionist Visits50% up to €30 x 12 combined visits
Occupational therapist Visits50% up to €30 x 12 combined visits
Optical (eye test and/or glasses/lenses combined)50% up to €50 per policy year
Orthoptist Visits50% up to €30 x 12 combined visits
Podiatrist Visits50% up to €30 x 12 combined visits
Prescriptions€15 x 3 prescriptions
Psychologist€50 x 5 visits
Back Up
Health Screening
International Second Opinion Service
For full details on the above and all member benefits available to you please visit the Member Benefits section.