Your Key Benefits
Your Hospital Cover
Tailored Plans Hospital List APublic Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room
- Private room Covered subject to €50 per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Semi-private room
- Private room Covered (Beacon only) subject to €50 per claim. 50% Cover in Blackrock Clinic and Mater Private
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered
- Private Room Covered subject to €50 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Day Case Covered
- Listed Cardiac Procedures Covered
- Listed Special Procedures Covered subject to €50 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Private Room Covered (Beacon only) subject to €50 excess per claim. 50% Cover in Blackrock Clinic and Mater Private
- Semi Private Room Covered (Beacon Only). Mater Private and Blackrock Clinic 50% cover.
- Home birth Covered up to €4,000
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Public hospital cover for maternity 3 nights accommodation
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Repatriation expenses Covered up to €1 million
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
- Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit Covered up to €120,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 50% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Hormone Replacement Therapy for Gender Dysphoria 50% up to €750 per lifetime
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Mental Health Guide Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €40 x 14 days (not payable for the first 3 days)
- Post Operative Home Help 2 x 3 hour cleaning sessions
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Breast prosthesis or wig (following cancer treatment)
First breast prosthesis and wig covered, subsequent claims covered as per specified list
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Child Development Benefit
75% up to €500 for a developmental / neurodevelopmental assessment
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Consultant fees
75% per visit, unlimited
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Emergency Dental Care
€250
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Eyebrow tattooing (following cancer treatment)
Covered up to €150 once per policy year
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Home Recovery Benefit
€80 x 10 days
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Manual Lymph Drainage
50% up to €25 x 5 visits
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Medical and surgical appliances
As per specified list (subject to €50 excess)
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Pathology: Consultant fees
50% as per schedule of benefits for professional fees
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Pathology: Cost of test
50% Cover
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Psycho-oncology Counselling
50% up to €25 x 8 visits
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Public A&E Cover
50% up to €50 per visit
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Radiology: Consultant fees
50% as per schedule of benefits for professional fees
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Radiology: Cost of test
50% Cover
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Cardiac Screening
€50 contribution
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Convalescence benefits
€50 x 15 days
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Dexa Scan
First visit fully covered
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Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
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Female Fertility Assessment and Consultation
Covered with our preferred provider, once per policy year subject to a €60 co-payment
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Female Health Consultation
50% cover x 4 consultations per year with our provider partner
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Fertility benefit
50% cover up to a max of €1,500 for IVF, IUI, ICSI. Once per lifetime
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Health screening & allergy testing
Up to €200 per policy year
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HPV Vaccine
50% up to €200 per policy year
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Mammogram
First visit fully covered
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Menopause Benefit
100% cover for initial consultation (up to €250) and 75% cover for follow up review consultation
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Menopause Mental Health Support
€40 x 10 sessions with Nurture
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Minor Injury Clinic Cover
75% up to €500 per visit
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Minor Injury Clinic Cover (Pay & Claim)
75% up to €500 per visit
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Nurse on call
Covered
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Nutrition Recovery Benefit
€50 contribution
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Out-patient maternity consultant fees
€600
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Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
75% up to 12 visits capped at €1,250 per policy year
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CT Scan: approved centre
Covered
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MRI Scan: approved centre
Covered
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PET-CT Scan: approved centre
Covered
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Dentist Visits (Non Routine Treatment)
75% up to €300 per policy year
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Dentist Visits (Routine Treatment)
50% up to €50 per policy year
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GP Visits
75% of each visit
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Physiotherapist or Physical therapist
75% x 20 visits
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Acupuncturist
50% x 15 combined visits
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Chiropractor
50% x 15 combined visits
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Massage therapist
50% x 15 combined visits
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Osteopath
50% x 15 combined visits
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Reflexologist
50% x 15 combined visits
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Reiki practitioner
50% x 15 combined visits
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Chiropodist Visits
50% x 15 combined visits
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Dietician Visits
50% x 15 combined visits
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Hearing Test
50% up to €40 per policy year
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Nutritionist Visits
50% x 15 combined visits
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Occupational therapist Visits
50% x 15 combined visits
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Optical (eye test and/or glasses/lenses combined)
50% up to €150 per policy year
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Orthoptist Visits
50% x 15 combined visits
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Podiatrist Visits
50% x 15 combined visits
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Prescriptions
€20 x 5 prescriptions
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Psychologist
€25 x 10 visits
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Speech Therapist
50% x 15 combined visits
During checkout you may choose any 4 personalised packages at no extra cost.
- Children Extra Get extra benefits for your children including money back for sports club memberships.
- Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
- Maternity Extra Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post natal recovery benefit.
- Mind Extra Get cover towards self-care initiatives to help you look after your state of mind.
- Screening Extra Get help to proactively manage your current and future health.
- Sports Extra Get money back on a range of sports benefits including physiotherapy and gym membership.
- Travel Extra Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
- You Extra Get booster health benefits that includes money back on gym membership, a mindfulness course and visits to a dietician.
- Allen Carr Smoking Cessation
- Back Up
- Health Screening
- Laser Eye Surgery
For full details on the above and all member benefits available to you please visit the Member Benefits section.