Your Key Benefits
Your Hospital Cover
Health Plans Hospital List 1Public Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room Covered subject to €250 per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Private room Semi-Private Rate subject to €250 per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Semi-private room Covered (Beacon only) subject to €250 per claim. Mater Private and Blackrock Clinic 45% cover subject to €250
- Private room Covered (Beacon only) subject to €250 per claim. Mater Private and Blackrock Clinic 35% cover subject to €250
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered subject to €50 excess per claim
- Private Room Semi-Private Rate subject to €250 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered subject to €250 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Day Case Covered subject to €50 excess per claim.
- Listed Cardiac Procedures Covered subject to €250 excess per claim
- Listed Special Procedures Covered subject to €250 excess per claim; subject to €2,000 co-payment on certain orthopaedic procedures
- Private Room Covered (Beacon only) subject to €250 excess per claim. Mater Private and Blackrock Clinic 35% cover subject to €250 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered (Beacon only) subject to €250 excess per claim. Mater Private and Blackrock Clinic 45% cover subject to €250 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
- GentleBirth App See handbook for details
- Home Early Midwife Support following 1 night stay in hospital 3 x 2 hour sessions with a midwife
- Home Early Midwife Support following 2 nights stay in hospital 2 x 2 hour sessions with a midwife
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Postnatal Domestic Support 2 x 3 hour cleaning sessions
- Public hospital cover for maternity 3 nights accommodation
- Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Repatriation expenses Covered up to €1 million
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
- Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit 50% up to €10,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 50% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €40 x 14 days (not payable for the first 3 days)
-
Acupuncturist
€30 x 7 combined
-
Child psychology
50% up €30 x 8
-
Child speech and language therapist
50% up €30 x 8
-
Chiropodist
€30 x 7 combined
-
Chiropractor
€30 x 7 combined
-
Consultant fees
First visit fully covered 50% cover for 7 subsequent visits
-
Dietician
€30 x 7 combined
-
Emergency Dental Care
€250
-
GP Visits
First visit fully covered 50% cover for 7 subsequent visits
-
Hearing Test
Up to €25 x 1
-
Home Recovery Benefit
€80 x 10 days
-
Homeopath
€30 x 7 combined
-
Manual Lymph Drainage
50% up to €25 x 5 visits
-
Massage Therapist
€30 x 7 combined
-
Medical and surgical appliances
As per specified list (subject to €100 excess)
-
Medical Herbalist
€30 x 7 combined
-
Occupational therapist
€30 x 7 combined
-
Optical (eye test and/or glasses/lenses combined)
Up to €25 x 1
-
Osteopath
€30 x 7 combined
-
Pathology: Consultant fees
50% as per schedule of benefits for professional fees
-
Pathology: Cost of test
50% Cover
-
Physiotherapist or Physical therapist
€30 x 7 combined visits
-
Podiatrist
€30 x 7 combined
-
Pre/Post natal medical expenses
€250
-
Prescription Costs
Up to €25 per annum
-
Psycho-oncology Counselling
50% up to €25 x 8 visits
-
Public A&E Cover
First visit fully covered 50% cover for 7 subsequent visits
-
Radiology: Consultant fees
50% as per schedule of benefits for professional fees
-
Radiology: Cost of test
50% Cover
-
Reflexologist
€30 x 7 combined
-
Voice Coaching
€30 x 7 combined
-
AMH fertility test
€50 contribution
-
Antenatal Class
€50 towards an antenatal class
-
Convalescence benefits
€50 x 15 days
-
Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
-
Female Fertility Assessment and Consultation
Covered with our preferred provider, once per policy year subject to a €60 co-payment
-
Female Health Consultation
50% cover x 4 consultations per year with our provider partner
-
Health screen at any centre
Covered up to €100 per annum
-
HPV Vaccine
50% up to €200 per policy year
-
Maternity Mental Health Support
€40 x 8 sessions with Nurture
-
Minor Injury Clinic Cover
First visit fully covered, 50% cover up to €200 for subsequent visits
-
Minor Injury Clinic Cover (Pay & Claim)
First visit fully covered, 50% cover up to €200 for subsequent visits
-
Nurse on call
Covered
-
Postnatal Doula Benefit
Up to €100 contribution
-
Pre/post natal yoga & pilates
€20 x 2 visits
-
Vaccinations: Travel Only
€50 per year
-
CT Scan: approved centre
Covered
-
MRI Scan: approved centre
Covered
-
PET-CT Scan: approved centre
Covered
- Health Screening
- Laser Eye Surgery
- Maternity Scans
For full details on the above and all member benefits available to you please visit the Member Benefits section.