Health Plan 03

This plan will cost you

from € 178.19 a month

Get a quote

The price and benefits apply to plans bought on or after 01 April 2020. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €125 per claim subject to €1,500 co-payment on certain orthopaedic procedures
  • Private room Semi-Private Rate subject to €125 per claim subject to €1,500 co-payment on certain orthopaedic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €125 per claim. Mater Private and Blackrock Clinic 45% cover subject to €500
  • Private room Semi-Private Rate (Beacon only) subject to €125 per claim. Mater Private and Blackrock Clinic 35% cover subject to €500
Important Information

Everyday Expenses

See member benefits

Consultants

MRI Scans

Dental

GP Visits

CT Scans

Physiotherapist

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €125 excess per claim
  • Private Room Semi-Private Rate subject to €125 excess per claim subject to €1,500 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €125 excess per claim subject to €1,500 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Day Case Covered subject to €125 excess per claim
  • Listed Cardiac Procedures Covered subject to €125 excess per claim
  • Listed Special Procedures Covered subject to €125 excess per claim subject to €1,500 co-payment on certain orthopaedic procedures
  • Private Room Semi-Private Rate (Beacon only) subject to €125 excess per claim. Mater Private and Blackrock Clinic 35% cover subject to €500 excess per claim.
  • Semi Private Room Covered (Beacon Only) subject to €125 excess per claim. Mater Private and Blackrock Clinic 45% cover subject to €500 excess per claim.
  • Breastfeeding consultancy €25 x 2 sessions
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €3,450
  • Home birth Covered up to €3,450
  • Home Early Support following 1 night stay in hospital 2 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 1 hour midwife and 3 x 3 hours with postnatal supporter
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Partner benefit €50 x 2 days travel, accommodation & child minding expenses
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Doula Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €50 x 14 days
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Home nursing €40 x 20 days
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
With no excess
  • Antenatal Class €75 towards an antenatal class, or, €75 contribution & 10% point of sale discount with GentleBirth Workshop
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Health screen at any centre Covered up to €100 per annum
  • HPV Vaccine 50% up to €200 per policy year
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Minor Injury Clinic Cover 75% up to €400 per visit
  • Minor Injury Clinic Cover (HSE) 75% up to €400 per visit
  • Nurse on call Covered
  • Vaccinations: Travel Only €50 per year
  • Vasectomy (GP only) Covered up to €360
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
Day to Day Practicioners
  • Dentist Visits €35 x 7 visits
  • GP Visits €35 x 7 visits
  • Physiotherapist or Physical therapist €35 x 9 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist €35 x 7 combined visits
  • Chiropodist €35 x 7 combined visits
  • Chiropractor €35 x 7 combined visits
  • Dietician €35 x 7 combined visits
  • Homeopath €35 x 7 combined visits
  • Massage therapist €35 x 7 combined visits
  • Medical herbalist €35 x 7 combined visits
  • Occupational therapist €35 x 7 combined visits
  • Osteopath €35 x 7 combined visits
  • Podiatrist €35 x 7 combined visits
  • Reflexologist €35 x 7 combined visits
Other Day to Day Benefits
  • Child counselling 50% up to €30 x 8 visits
  • Child speech and language therapist 50% up to €30 x 8 visits
  • Consultant fees 50% up to €70 per visit
  • Emergency dental care Up to €250
  • Hearing Test 50% up to €25 x 1 visit
  • Manual lymph drainage 50% up to €25 x 8 visits
  • Medical and surgical appliances As per specified list (subject to €200 excess)
  • Optical (eye test and/or glasses/lenses combined) 50% up to €25 x 1 visit
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Pre/Post natal medical expenses 50% up to €250
  • Prescriptions 50% up to €25 per annum
  • Psycho-oncology counselling 50% up to €25 x 8 visits
  • Public A&E Cover €66 x 2 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
  • Allen Carr Smoking Cessation
  • Back Up
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.