Better Active ILH with Day to Day Most

The price and benefits apply to plans bought on or after 01 January 2020. For older plans check your Table of Cover or log onto your Member Portal.

This plan will cost you

from € 146.22 a month

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Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €75 (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
  • Private room Covered subject to €250 per claim; subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €75 (first two claims per member). Mater Private and Blackrock Clinic 50% cover.
  • Private room Covered (Beacon only) subject to €250 per claim. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
Important Information

Everyday Expenses

See member benefits

Consultants

MRI Scans

Dental

GP Visits

CT Scans

Physiotherapist

Nutritionist

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €75 excess per claim
  • Private Room Covered subject to €250 excess per claim; subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €75 excess (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Day Case Covered subject to €75 excess per claim
  • Listed Cardiac Procedures Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 90% cover.
  • Listed Special Procedures Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 90% cover. All subject to €2,000 co-payment on certain orthopaedic procedures.
  • Private Room Covered (Beacon only) subject to €250 excess per claim. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
  • Semi Private Room Covered (Beacon Only) subject to €75 excess (first two claims per member). Mater Private and Blackrock Clinic 50% cover.
  • Inpatient maternity consultant fees Covered up to €865
  • Public hospital cover for maternity 3 nights accommodation in a private room
  • Companion expenses (to remain with you or travel to you from Ireland or escort you) €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Nurse 24/7 International Covered
  • Repatriation expenses Covered up to €1 million
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Convalescence benefits €26 x 14 days
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Medicall ambulance costs Covered (refer to Membership Handbook)
Subject to excess
  • Consultant fees (non-maternity) €60 per visit
  • GP Visits €20 per visit
  • Manual Lymph Drainage Up to €300
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees 50% per consultant fee
  • Pathology: Cost of test 50% Cover
  • Public A&E Cover €60 x 1 visit
  • Radiology: Consultant fees 50% per consultant fee
  • Radiology: Cost of test 50% Cover
With no excess
  • Cardiac Screening €50 contribution
  • Child sports club membership €30 per child per policy year
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Flu Vaccine Fully covered with our provider partner
  • HPV Vaccine 50% up to €200 per policy year
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Minor Injury Clinic Cover (HSE) 70% up to €200 per visit
  • Nurse on call Covered
Scan Cover
  • CT Scan: approved centre Covered
  • CT Scan: non approved centre Covered up to €250
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre Covered up to €250
  • PET-CT Scan: approved centre Covered
  • PET-CT Scan: non approved centre Covered up to €250
Day to Day Practicioners
  • Dentist Visits €25 x 5 visits
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • GP Visits €25 x 5 visits
  • Nurse on call Covered
  • Physiotherapist or Physical therapist €25 x 7 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist €25 x 5 combined visits
  • Chiropodist €25 x 5 combined visits
  • Chiropractor €25 x 5 combined visits
  • Dietician €25 x 5 combined visits
  • Homeopath €25 x 5 combined visits
  • Massage therapist €25 x 5 combined visits
  • Nutritionist €25 x 5 combined visits
  • Occupational therapist €25 x 5 combined visits
  • Orthoptist €25 x 5 combined visits
  • Osteopath €25 x 5 combined visits
  • Podiatrist €25 x 5 combined visits
  • Reflexologist €25 x 5 combined visits
  • Reiki practitioner €25 x 5 combined visits
  • Speech therapist €25 x 5 combined visits
Other Day to Day Benefits
  • Consultant fees (non-maternity) €60 x 3 visits
  • Health Screening & allergy testing Up to €80 per policy year
  • Optical (eye test and/or glasses/lenses combined) €25 x 5 visits
  • Public A&E Cover €40 x 3 visits

During checkout you may choose any 2 personalised packages at no extra cost.

  • Complementary Therapy Cash back on a range of complementary therapies like accupuncture and massage.
  • Dental And Optical Discounts for benefits like eye exams, prescription glasses and cash back on dental hygienist visits.
  • Enhanced Maternity Cash back for private consultant fees and pre & post-natal yoga and pilates classes.
  • Family And Kids Health Cash back on sports club memberships and free flu vaccines for your family.
  • Family Protection Free family life cover, flu vaccines and a first aid course for parents.
  • International Health And Travel Cover for A&E abroad and a free multi-trip travel insurance policy for your family.
  • Sports Cover Cash back on a range of benefits including physiotherapist and a free metabolic test.
  • Women's And Men's Health Cash back on benefits like health screening, nutritionists and food intolerance testing.
  • Back Up
  • International Second Opinion Service
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.