Health Ultra

Great benefits from only

€155.41 per month

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The price and benefits apply to plans bought on or after 01 October 2024. For older plans check your Table of Cover or Log onto your Member Portal.

Your Key Benefits

Your Hospital Cover

Plan hospital list

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €100 per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
  • Private room Covered subject to €200 nightly ; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €100 per claim. Mater Private and Blackrock Clinic 50% cover.
  • Private room Covered (Beacon only) subject to €200 nightly . Mater Private and Blackrock Clinic 50% of Semi-Private Rate
Important Information

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €50 excess per claim subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
  • Private Room Covered subject to €200 nightly excess; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
  • Semi Private Room Covered subject to €100 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
  • Day Case Covered subject to €50 excess per claim; subject to €2,500 co-payment on certain orthopaedic procedures, €1,000 co-payment on certain cardiac procedures and €500 co-payment on certain ophthalmic procedures
  • Listed Cardiac Procedures 90% Cover subject to €150 excess per claim; subject to €1,000 co-payment on certain cardiac procedures
  • Listed Special Procedures Covered (Beacon Only) subject to €100 excess per claim. Mater Private and Blackrock Clinic 90% cover subject to €150 excess per claim. All subject to €2,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private Room Covered (Beacon only) subject to €200 nightly excess. Mater Private and Blackrock Clinic 50% of Semi-Private Rate
  • Semi Private Room Covered (Beacon Only) subject to €100 excess per claim. Mater Private and Blackrock Clinic 50% cover.
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Public hospital cover for maternity 3 nights accommodation
  • Companion expenses (to remain with you or travel to you from Ireland or escort you) €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Nurse 24/7 International Covered
  • Repatriation expenses Covered up to €1 million
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Care Connect Covered (refer to membership handbook)
  • EXOGEN therapy Covered with our provider partner
  • Gender Affirmation Benefit Covered up to €100,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Mental Health Guide Covered (refer to Membership Handbook)
  • Oncotype DX Covered
Subject to excess
  • Manual Lymph Drainage Up to €300
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees 50% per consultant fee
  • Pathology: Cost of test 50% Cover
  • Radiology: Consultant fees 50% per consultant fee
  • Radiology: Cost of test 50% Cover
With no excess
  • Child Safety Benefit €100 contribution
  • Convalescence benefits €26 x 14 days
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Egg freezing 50% cover up to a max of €750 once per lifetime
  • Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
  • Female Health Consultation 50% cover x 4 consultations per year with our provider partner
  • Fertility benefit 50% cover up to a max of €750 for IVF, IUI, ICSI. Twice per lifetime
  • HPV Vaccine 50% up to €200 per policy year
  • Mindfulness course €50 contribution
  • Minor Injury Clinic Cover 75% up to €200 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 75% up to €200 per visit
  • Nurse on call Covered
  • Psychotherapy and counselling benefit (including practitioners at the Dean Clinic) 50% up to 9 visits capped at €800 per policy year
  • Sperm freezing 50% cover up to a max of €100 once per lifetime
Scan Cover
  • CT Scan: approved centre Covered
  • CT Scan: non approved centre Covered up to €250
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre Covered up to €250
  • PET-CT Scan: approved centre Covered
  • PET-CT Scan: non approved centre Covered up to €250
Day to Day Practicioners
  • Dentist Visits 50% up to €300 per policy year
  • GP Visits 50% of each visit
  • Physiotherapist or Physical therapist 50% x 29 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist 50% x 13 combined visits
  • Chiropodist 50% x 13 combined visits
  • Chiropractor 50% x 13 combined visits
  • Dietician 50% x 13 combined visits
  • Homeopath 50% x 13 combined visits
  • Massage therapist 50% x 13 combined visits
  • Nutritionist 50% x 13 combined visits
  • Occupational therapist 50% x 13 combined visits
  • Orthoptist 50% x 13 combined visits
  • Osteopath 50% x 13 combined visits
  • Podiatrist 50% x 13 combined visits
  • Reflexologist 50% x 13 combined visits
  • Reiki practitioner 50% x 13 combined visits
  • Speech therapist 50% x 13 combined visits
Other Day to Day Benefits
  • Consultant fees (non-maternity) 50% of each visit
  • Health Screening & allergy testing Up to €200 per policy year
  • Hearing Test 50% up to €40 per policy year
  • Optical (eye test and/or glasses/lenses combined) 50% up to €150 per policy year
  • Private A&E Cover €50 x 1 visit
  • Psychologist €25 x 10 visits
  • Public A&E Cover 50% up to €50 per visit

During checkout you may choose any 3 personalised packages at no extra cost.

  • Complementary Therapy Cash back on a range of complementary therapies like accupuncture and massage.
  • Dental And Optical Discounts for benefits like eye exams, prescription glasses and laser eye surgery.
  • Enhanced Maternity Cash back for private consultant fees and pre & post-natal yoga and pilates classes.
  • Family And Kids Health Cash back on sports club memberships and free flu vaccines for your family.
  • Family Protection Free family life cover, flu vaccines and a first aid course for parents.
  • International Health And Travel Cover for A&E abroad and a free multi-trip travel insurance policy for your family.
  • Sports Cover Cash back on a range of benefits including physiotherapist and a free metabolic test.
  • Women's And Men's Health Cash back on benefits like health screening, nutritionists and food intolerance testing.
  • Back Up
  • Health Screening
  • International Second Opinion Service
  • Laser Eye Surgery

For full details on the above and all member benefits available to you please visit the Member Benefits section.