Hospital Cover


Excess

The amount you pay if you make a claim on your policy.


Day to Day Benefits

Expenses such as GP, Dentist & Physio.


Based on your selection, we will show you all the matching plans. Call us if you need advice or help finding the most suitable plan for you.

BeneFit 2

65.70 a month
Buy Now

Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room in a private hospital
  • Private room in a private hospital

High Tech Hospitals

  • Semi-private room in a high tech hospital
  • Private room in a high tech hospital

Extra Cover

Consultants
MRI Scans
CT Scans
GP Visits
Dental
Physiotherapist
Optical
Nutritionist
Massage
Hospital Cover

Public Hospitals

  • Consultant fees Not covered on this plan
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered
  • Inpatient Scans Not covered on this plan
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered
  • Public Hospital Levy Covered
  • Semi Private Room Covered

Private Hospitals

  • Consultant fees Not covered on this plan
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Inpatient Scans Not covered on this plan
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Semi-Private Rate subject to €300 excess per claim and €2,000 co-payment on certain cardiac & orthopedic procedures
  • Semi Private Room Covered subject to €300 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures

High Tech Hospitals

  • Consultant fees Not covered on this plan
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Inpatient Scans Not covered on this plan
  • Inpatient Scans (In selected hospitals only) Covered
  • Listed Cardiac Procedures Covered subject to €300 excess per claim and €2,000 co-payment on certain cardiac procedures
  • Listed Special Procedures Covered subject to €300 excess per claim and €2,000 co-payment on certain cardiac & orthopedic procedures
  • Private Room Semi-Private Rate subject to €300 excess per claim and €2,000 co-payment on certain cardiac & orthopedic procedures
  • Semi Private Room Covered subject to €300 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
Maternity
  • Alternative amount for post natal home help Not covered on this plan
  • Antenatal benefit Not covered on this plan
  • Breastfeeding consultancy Not covered on this plan
  • Cord blood stem cell preservation Not covered on this plan
  • Doula Ireland Not covered on this plan
  • Early discharge maternity benefit Not covered on this plan
  • Fertility treatment at Beacon CARE fertility Not covered on this plan
  • Foetal screening Not covered on this plan
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Not covered on this plan
  • Home birth Not covered on this plan
  • Home Early Support following 1 night stay in hospital Not covered on this plan
  • Home Early Support following 2 nights stay in hospital Not covered on this plan
  • Infertility benefit Not covered on this plan
  • Inpatient maternity consultant fees Not covered on this plan
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Out-patient maternity consultant fees Not covered on this plan
  • Partner benefit Not covered on this plan
  • Post Natal Counselling Not covered on this plan
  • Post Natal Home Help (PNHH) Not covered on this plan
  • Post Natal Home Help (PNHH) Not covered on this plan
  • Post natal home nursing following 1 night stay in hospital Not covered on this plan
  • Post natal home nursing following 2 nights stay in hospital Not covered on this plan
  • Post Natal Night Nurse Care Not covered on this plan
  • Postnatal Domestic Support Not covered on this plan
  • Postnatal Support Not covered on this plan
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Not covered on this plan
A&E Abroad
  • 24 hour telephone assistance Covered
  • Additional costs arising from in-patient claim Not covered on this plan
  • Additional costs arising from out-patient claim Not covered on this plan
  • Companion expenses (to remain with you or travel to you from Ireland or escort you) Not covered on this plan
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €55,000
  • Out-patient A&E Abroad Not covered on this plan
  • Repatriation expenses Covered up to €1 million
Psychiatric Treatment
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
Other Inpatient Benefits
  • Alternative amount for Post Operative Home Help Not covered on this plan
  • Asthma care program (Asthma Care Ireland) Not covered on this plan
  • Breastfeeding Consultancy Not covered on this plan
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Not covered on this plan
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Companion Expenses Not covered on this plan
  • Convalescence benefits €30 x 16 days
  • Employee assistance program Not covered on this plan
  • Heads Up: Employee assistance program Not covered on this plan
  • Heads Up: Stress Management Line Not covered on this plan
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Home nursing Not covered on this plan
  • Inpatient Support Benefit (for travel expenses when travelling more than 50km) €50 x 10 visits (subject to €1 excess)
  • Medical and surgical appliances Not covered on this plan
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Parent accompanying child (no minimum stay) Not covered on this plan
  • Partner Benefit Not covered on this plan
  • Point of Care: Day case procedure for Rheumatology & Chemotherapy Not covered on this plan
  • Post Natal Home Help Not covered on this plan
  • Post Operative Home Help Not covered on this plan
  • Post-Operative Recovery Benefit Not covered on this plan
  • Public Hospital Levy €80 x 10 nights (subject to €1 excess)
  • Stress Management Line Not covered on this plan
  • Vasectomy Not covered on this plan
Outpatient Benefits

Subject to excess

  • Consultant fees €60 per visit
  • Emergency Dental Care €250
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees €25 per consultant fee
  • Pathology: Cost of test €20 per test
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits
  • Radiology: Consultant fees €25 per consultant fee
  • Radiology: Cost of test €20 per test

With no excess

  • A&E Cover (in choice of High Tech, Private and Public Hospitals) Not covered on this plan
  • Acupuncturist Not covered on this plan
  • Adult Athletics Ireland membership Not covered on this plan
  • AMH fertility test Not covered on this plan
  • Antenatal Class Not covered on this plan
  • Baby Massage Not covered on this plan
  • babylon Health Not covered on this plan
  • Cardiac Screening 50% Cover
  • Child A&E visit Not covered on this plan
  • Child counselling Not covered on this plan
  • Child nutritionist Not covered on this plan
  • Child orthodontics Not covered on this plan
  • Child Safety Benefit Not covered on this plan
  • Child speech and language therapist Not covered on this plan
  • Child sports club membership Not covered on this plan
  • Chiropodist Not covered on this plan
  • Chiropractor Not covered on this plan
  • Clinical Psychologist Not covered on this plan
  • Consultant fees (non-maternity) Not covered on this plan
  • Consultant fees (which leads to an elective procedure) Not covered on this plan
  • Counselling Not covered on this plan
  • Dean Clinic Mental Health Services Not covered on this plan
  • Dentist Visits Not covered on this plan
  • Dietician Not covered on this plan
  • Dietician or Nutritionist Consultation €40 contribution
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • First aid course for mums and dads Not covered on this plan
  • Fitness Wearables €40 contribution
  • Flu Vaccine Not covered on this plan
  • Food intolerance test - 200 Food test Not covered on this plan
  • Food intolerance test - 40 Food test Not covered on this plan
  • Food intolerance test - 93 Food test Not covered on this plan
  • GP Visits Not covered on this plan
  • Health screen at any centre Not covered on this plan
  • Health screening Not covered on this plan
  • Health screening & allergy testing Not covered on this plan
  • Hearing Test Not covered on this plan
  • Homeopath Not covered on this plan
  • HPV Vaccine 50% up to €200 per policy year
  • International Second Opinion Service Covered - refer to your Membership Handbook
  • Life Coaching Session €40 contribution
  • Massage Therapist Not covered on this plan
  • Maternity Mental Health Support Not covered on this plan
  • Medical Herbalist Not covered on this plan
  • Metabolic testing Not covered on this plan
  • Mindfulness course Not covered on this plan
  • Miscarriage counselling Not covered on this plan
  • Nurse on call Covered
  • Nutrition Recovery Benefit Not covered on this plan
  • Nutritionist Not covered on this plan
  • Occupational therapist Not covered on this plan
  • One hour teeth whitening Not covered on this plan
  • Optical (eye test and/or glasses/lenses combined) Not covered on this plan
  • Orthoptist Not covered on this plan
  • Orthotic Insoles Not covered on this plan
  • Osteopath Not covered on this plan
  • Paediatrician Benefit Not covered on this plan
  • Parenting course Not covered on this plan
  • Pathology & Radiology cost of test Not covered on this plan
  • Physical Therapist Not covered on this plan
  • Physiotherapist or Physical therapist Not covered on this plan
  • Physiotherapy visits Not covered on this plan
  • Podiatrist Not covered on this plan
  • Pre/Post natal medical expenses Not covered on this plan
  • Pre/post natal yoga & pilates Not covered on this plan
  • Prescription Costs Not covered on this plan
  • Private ante-natal class Not covered on this plan
  • Public A&E Cover Not covered on this plan
  • Reflexologist Not covered on this plan
  • Reiki practitioner Not covered on this plan
  • Retainers & fitted gum shields Not covered on this plan
  • Sexual Health Screening Not covered on this plan
  • Sexual Health Screening - HPV Not covered on this plan
  • Sexual Health Screening - Simple 2 Test Not covered on this plan
  • Sexual Health Screening - Standard 6 Test Not covered on this plan
  • Speech therapist Not covered on this plan
  • Sports Club / Gym Membership / Classes €40 contribution
  • Sports Massage €40 contribution
  • Vaccinations: Travel Only Not covered on this plan
  • Vaccinations: Travel or Flu Not covered on this plan
  • Vasectomy (GP only) Not covered on this plan
  • VO2 Max Testing Not covered on this plan
  • Voice Coaching Not covered on this plan

Scan Cover

  • CT Scan: approved centre Covered
  • CT Scan: non approved centre Not covered on this plan
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre Not covered on this plan
  • PET-CT Scan: approved centre Covered
  • PET-CT Scan: non approved centre Not covered on this plan

Scans & X-Rays pack

There are no Scans and X-Rays benefits available.

Emergency Access pack

There are no Emergency Access benefits available.

BeneFit

74.92 a month
Buy Now

Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room in a private hospital
  • Private room in a private hospital

High Tech Hospitals

  • Semi-private room in a high tech hospital
  • Private room in a high tech hospital

Extra Cover

Consultants
MRI Scans
CT Scans
GP Visits
Dental
Physiotherapist
Optical
Nutritionist
Massage
Hospital Cover

Public Hospitals

  • Consultant fees Covered
  • Consultants fees (In selected hospitals only) Not covered on this plan
  • Day Case Covered
  • Inpatient Scans Covered
  • Inpatient Scans (In selected hospitals only) Not covered on this plan
  • Private Room Covered
  • Public Hospital Levy Covered
  • Semi Private Room Covered

Private Hospitals

  • Consultant fees Covered
  • Consultants fees (In selected hospitals only) Not covered on this plan
  • Day Case Covered subject to €125 excess per claim
  • Inpatient Scans Covered
  • Inpatient Scans (In selected hospitals only) Not covered on this plan
  • Private Room Semi-Private Rate subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

  • Consultant fees Covered
  • Consultants fees (In selected hospitals only) Not covered on this plan
  • Day Case Covered (Beacon Only) subject to €125 excess per claim
  • Inpatient Scans Covered
  • Inpatient Scans (In selected hospitals only) Not covered on this plan
  • Listed Cardiac Procedures Covered (Beacon Only) subject to €200 excess per claim
  • Listed Special Procedures Covered (Beacon Only) subject to €200 excess per claim and €2,000 co-payment on certain orthopedic procedures
  • Private Room Semi-Private Rate (Beacon Only) subject to €200 excess per claim and €2,000 co-payment on certain orthopedic procedures
  • Semi Private Room Covered (Beacon Only) subject to €200 excess per claim and €2,000 co-payment on certain orthopaedic procedures
Maternity
  • Alternative amount for post natal home help Not covered on this plan
  • Antenatal benefit Not covered on this plan
  • Breastfeeding consultancy Not covered on this plan
  • Cord blood stem cell preservation Not covered on this plan
  • Doula Ireland Not covered on this plan
  • Early discharge maternity benefit Not covered on this plan
  • Fertility treatment at Beacon CARE fertility Not covered on this plan
  • Foetal screening Not covered on this plan
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Not covered on this plan
  • Home birth Not covered on this plan
  • Home Early Support following 1 night stay in hospital Not covered on this plan
  • Home Early Support following 2 nights stay in hospital Not covered on this plan
  • Infertility benefit Not covered on this plan
  • Inpatient maternity consultant fees Not covered on this plan
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Out-patient maternity consultant fees Not covered on this plan
  • Partner benefit Not covered on this plan
  • Post Natal Counselling Not covered on this plan
  • Post Natal Home Help (PNHH) Not covered on this plan
  • Post Natal Home Help (PNHH) Not covered on this plan
  • Post natal home nursing following 1 night stay in hospital Not covered on this plan
  • Post natal home nursing following 2 nights stay in hospital Not covered on this plan
  • Post Natal Night Nurse Care Not covered on this plan
  • Postnatal Domestic Support 2 x 3 hour cleaning sessions
  • Postnatal Support Not covered on this plan
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
A&E Abroad
  • 24 hour telephone assistance Covered
  • Additional costs arising from in-patient claim Not covered on this plan
  • Additional costs arising from out-patient claim Not covered on this plan
  • Companion expenses (to remain with you or travel to you from Ireland or escort you) Not covered on this plan
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €55,000
  • Out-patient A&E Abroad Not covered on this plan
  • Repatriation expenses Covered up to €1 million
Psychiatric Treatment
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
Other Inpatient Benefits
  • Alternative amount for Post Operative Home Help Not covered on this plan
  • Asthma care program (Asthma Care Ireland) Not covered on this plan
  • Breastfeeding Consultancy Not covered on this plan
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Companion Expenses Not covered on this plan
  • Convalescence benefits €30 x 16 days
  • Employee assistance program Not covered on this plan
  • Heads Up: Employee assistance program Not covered on this plan
  • Heads Up: Stress Management Line Not covered on this plan
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Home nursing Not covered on this plan
  • Inpatient Support Benefit (for travel expenses when travelling more than 50km) Not covered on this plan
  • Medical and surgical appliances Not covered on this plan
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Parent accompanying child (no minimum stay) Not covered on this plan
  • Partner Benefit Not covered on this plan
  • Point of Care: Day case procedure for Rheumatology & Chemotherapy Covered
  • Post Natal Home Help Not covered on this plan
  • Post Operative Home Help Not covered on this plan
  • Post-Operative Recovery Benefit Not covered on this plan
  • Public Hospital Levy €80 x 10 nights (subject to €1 excess)
  • Stress Management Line Not covered on this plan
  • Vasectomy Not covered on this plan
Outpatient Benefits

Subject to excess

  • Consultant fees €60 per visit
  • Emergency Dental Care €250
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees €25 per consultant fee
  • Pathology: Cost of test €20 per test
  • Pre/Post natal medical expenses €250
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits
  • Radiology: Consultant fees €25 per consultant fee
  • Radiology: Cost of test €20 per test

With no excess

  • A&E Cover (in choice of High Tech, Private and Public Hospitals) Not covered on this plan
  • Acupuncturist Not covered on this plan
  • Adult Athletics Ireland membership Not covered on this plan
  • AMH fertility test Not covered on this plan
  • Antenatal Class €30 towards an antenatal class, or, €30 contribution & 10% point of sale discount with GentleBirth Workshop
  • Baby Massage Not covered on this plan
  • babylon Health Not covered on this plan
  • Cardiac Screening 50% Cover
  • Child A&E visit Not covered on this plan
  • Child counselling Not covered on this plan
  • Child nutritionist Not covered on this plan
  • Child orthodontics Not covered on this plan
  • Child Safety Benefit Not covered on this plan
  • Child speech and language therapist Not covered on this plan
  • Child sports club membership Not covered on this plan
  • Chiropodist Not covered on this plan
  • Chiropractor Not covered on this plan
  • Clinical Psychologist Not covered on this plan
  • Consultant fees (non-maternity) Not covered on this plan
  • Consultant fees (which leads to an elective procedure) Not covered on this plan
  • Counselling Not covered on this plan
  • Dean Clinic Mental Health Services Not covered on this plan
  • Dentist Visits Not covered on this plan
  • Dietician Not covered on this plan
  • Dietician or Nutritionist Consultation €50 contribution
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • First aid course for mums and dads Not covered on this plan
  • Fitness Wearables €50 contribution
  • Flu Vaccine Not covered on this plan
  • Food intolerance test - 200 Food test Not covered on this plan
  • Food intolerance test - 40 Food test Not covered on this plan
  • Food intolerance test - 93 Food test Not covered on this plan
  • GP Visits Not covered on this plan
  • Health screen at any centre Not covered on this plan
  • Health screening Not covered on this plan
  • Health screening & allergy testing Not covered on this plan
  • Hearing Test Not covered on this plan
  • Homeopath Not covered on this plan
  • HPV Vaccine 50% up to €200 per policy year
  • International Second Opinion Service Covered - refer to your Membership Handbook
  • Life Coaching Session €50 contribution
  • Massage Therapist Not covered on this plan
  • Maternity Mental Health Support €40 x 5 sessions with Nurture
  • Medical Herbalist Not covered on this plan
  • Metabolic testing Not covered on this plan
  • Mindfulness course Not covered on this plan
  • Miscarriage counselling Not covered on this plan
  • Nurse on call Covered
  • Nutrition Recovery Benefit Not covered on this plan
  • Nutritionist Not covered on this plan
  • Occupational therapist Not covered on this plan
  • One hour teeth whitening Not covered on this plan
  • Optical (eye test and/or glasses/lenses combined) Not covered on this plan
  • Orthoptist Not covered on this plan
  • Orthotic Insoles Not covered on this plan
  • Osteopath Not covered on this plan
  • Paediatrician Benefit Not covered on this plan
  • Parenting course Not covered on this plan
  • Pathology & Radiology cost of test Not covered on this plan
  • Physical Therapist Not covered on this plan
  • Physiotherapist or Physical therapist Not covered on this plan
  • Physiotherapy visits Not covered on this plan
  • Podiatrist Not covered on this plan
  • Pre/post natal yoga & pilates Not covered on this plan
  • Prescription Costs Not covered on this plan
  • Private ante-natal class Not covered on this plan
  • Public A&E Cover Not covered on this plan
  • Reflexologist Not covered on this plan
  • Reiki practitioner Not covered on this plan
  • Retainers & fitted gum shields Not covered on this plan
  • Sexual Health Screening Not covered on this plan
  • Sexual Health Screening - HPV Not covered on this plan
  • Sexual Health Screening - Simple 2 Test Not covered on this plan
  • Sexual Health Screening - Standard 6 Test Not covered on this plan
  • Speech therapist Not covered on this plan
  • Sports Club / Gym Membership / Classes €50 contribution
  • Sports Massage €50 contribution
  • Vaccinations: Travel Only Not covered on this plan
  • Vaccinations: Travel or Flu Not covered on this plan
  • Vasectomy (GP only) Not covered on this plan
  • VO2 Max Testing Not covered on this plan
  • Voice Coaching Not covered on this plan

Scan Cover

  • CT Scan: approved centre Covered
  • CT Scan: non approved centre Not covered on this plan
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre Not covered on this plan
  • PET-CT Scan: approved centre Covered
  • PET-CT Scan: non approved centre Not covered on this plan

Scans & X-Rays pack

There are no Scans and X-Rays benefits available.

Emergency Access pack

There are no Emergency Access benefits available.

Select Plus

79.38 a month
Buy Now

Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room in a private hospital
  • Private room in a private hospital

High Tech Hospitals

  • Semi-private room in a high tech hospital
  • Private room in a high tech hospital

Extra Cover

Consultants
MRI Scans
CT Scans
GP Visits
Dental
Physiotherapist
Optical
Nutritionist
Massage
Hospital Cover

Public Hospitals

  • Consultant fees Not covered on this plan
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered
  • Inpatient Scans Not covered on this plan
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered
  • Public Hospital Levy Covered
  • Semi Private Room Covered

Private Hospitals

  • Consultant fees Not covered on this plan
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Inpatient Scans Not covered on this plan
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Semi Private Room Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures

High Tech Hospitals

  • Consultant fees Not covered on this plan
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered subject to €150 excess; subject to a €2,000 co-payment on certain cardiac procedures
  • Inpatient Scans Not covered on this plan
  • Inpatient Scans (In selected hospitals only) Covered
  • Listed Cardiac Procedures Not covered on this plan
  • Listed Special Procedures Not covered on this plan
  • Private Room Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Semi Private Room Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
Maternity
  • Alternative amount for post natal home help Not covered on this plan
  • Antenatal benefit Not covered on this plan
  • Breastfeeding consultancy Not covered on this plan
  • Cord blood stem cell preservation Not covered on this plan
  • Doula Ireland Not covered on this plan
  • Early discharge maternity benefit Not covered on this plan
  • Fertility treatment at Beacon CARE fertility Not covered on this plan
  • Foetal screening Not covered on this plan
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €4,500
  • Home birth Covered up to €4,500
  • Home Early Support following 1 night stay in hospital Not covered on this plan
  • Home Early Support following 2 nights stay in hospital Not covered on this plan
  • Infertility benefit Not covered on this plan
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Out-patient maternity consultant fees Not covered on this plan
  • Partner benefit Not covered on this plan
  • Post Natal Counselling Not covered on this plan
  • Post Natal Home Help (PNHH) Not covered on this plan
  • Post Natal Home Help (PNHH) Not covered on this plan
  • Post natal home nursing following 1 night stay in hospital Not covered on this plan
  • Post natal home nursing following 2 nights stay in hospital Not covered on this plan
  • Post Natal Night Nurse Care Not covered on this plan
  • Postnatal Domestic Support 2 x 3 hour cleaning sessions
  • Postnatal Support Not covered on this plan
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
A&E Abroad
  • 24 hour telephone assistance Covered
  • Additional costs arising from in-patient claim Not covered on this plan
  • Additional costs arising from out-patient claim Not covered on this plan
  • Companion expenses (to remain with you or travel to you from Ireland or escort you) Not covered on this plan
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Out-patient A&E Abroad Not covered on this plan
  • Repatriation expenses Covered up to €1 million
Psychiatric Treatment
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
Other Inpatient Benefits
  • Alternative amount for Post Operative Home Help Not covered on this plan
  • Asthma care program (Asthma Care Ireland) Not covered on this plan
  • Breastfeeding Consultancy Not covered on this plan
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Not covered on this plan
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Companion Expenses Not covered on this plan
  • Convalescence benefits €30 x 16 days
  • Employee assistance program Not covered on this plan
  • Heads Up: Employee assistance program Not covered on this plan
  • Heads Up: Stress Management Line Not covered on this plan
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Home nursing Not covered on this plan
  • Inpatient Support Benefit (for travel expenses when travelling more than 50km) €50 x 10 visits (subject to €1 excess)
  • Medical and surgical appliances Not covered on this plan
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Parent accompanying child (no minimum stay) Not covered on this plan
  • Partner Benefit Not covered on this plan
  • Point of Care: Day case procedure for Rheumatology & Chemotherapy Not covered on this plan
  • Post Natal Home Help Not covered on this plan
  • Post Operative Home Help Not covered on this plan
  • Post-Operative Recovery Benefit Not covered on this plan
  • Public Hospital Levy €80 x 10 nights (subject to €1 excess)
  • Stress Management Line Not covered on this plan
  • Vasectomy Not covered on this plan
Outpatient Benefits

Subject to excess

  • Consultant fees €60 per visit
  • Emergency Dental Care €250
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pre/Post natal medical expenses €400
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits

With no excess

  • A&E Cover (in choice of High Tech, Private and Public Hospitals) Not covered on this plan
  • Acupuncturist Not covered on this plan
  • Adult Athletics Ireland membership Not covered on this plan
  • AMH fertility test Not covered on this plan
  • Antenatal Class €30 towards an antenatal class, or, €30 contribution & 10% point of sale discount with GentleBirth Workshop
  • Baby Massage Not covered on this plan
  • babylon Health Not covered on this plan
  • Cardiac Screening Not covered on this plan
  • Child A&E visit Not covered on this plan
  • Child counselling Not covered on this plan
  • Child nutritionist Not covered on this plan
  • Child orthodontics Not covered on this plan
  • Child Safety Benefit Not covered on this plan
  • Child speech and language therapist Not covered on this plan
  • Child sports club membership Not covered on this plan
  • Chiropodist Not covered on this plan
  • Chiropractor Not covered on this plan
  • Clinical Psychologist Not covered on this plan
  • Consultant fees (non-maternity) Not covered on this plan
  • Consultant fees (which leads to an elective procedure) Not covered on this plan
  • Counselling Not covered on this plan
  • Dean Clinic Mental Health Services Not covered on this plan
  • Dentist Visits Not covered on this plan
  • Dietician Not covered on this plan
  • Dietician or Nutritionist Consultation Not covered on this plan
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • First aid course for mums and dads Not covered on this plan
  • Fitness Wearables Not covered on this plan
  • Flu Vaccine Not covered on this plan
  • Food intolerance test - 200 Food test Not covered on this plan
  • Food intolerance test - 40 Food test Not covered on this plan
  • Food intolerance test - 93 Food test Not covered on this plan
  • GP Visits Not covered on this plan
  • Health screen at any centre Covered up to €100 per annum
  • Health screening Not covered on this plan
  • Health screening & allergy testing Not covered on this plan
  • Hearing Test Not covered on this plan
  • Homeopath Not covered on this plan
  • HPV Vaccine 50% up to €200 per policy year
  • International Second Opinion Service Not covered on this plan
  • Life Coaching Session Not covered on this plan
  • Massage Therapist Not covered on this plan
  • Maternity Mental Health Support €40 x 5 sessions with Nurture
  • Medical Herbalist Not covered on this plan
  • Metabolic testing Not covered on this plan
  • Mindfulness course Not covered on this plan
  • Miscarriage counselling Not covered on this plan
  • Nurse on call Covered
  • Nutrition Recovery Benefit Not covered on this plan
  • Nutritionist Not covered on this plan
  • Occupational therapist Not covered on this plan
  • One hour teeth whitening Not covered on this plan
  • Optical (eye test and/or glasses/lenses combined) Not covered on this plan
  • Orthoptist Not covered on this plan
  • Orthotic Insoles Not covered on this plan
  • Osteopath Not covered on this plan
  • Paediatrician Benefit Not covered on this plan
  • Parenting course Not covered on this plan
  • Pathology & Radiology cost of test Not covered on this plan
  • Pathology: Consultant fees Not covered on this plan
  • Pathology: Cost of test Not covered on this plan
  • Physical Therapist Not covered on this plan
  • Physiotherapist or Physical therapist Not covered on this plan
  • Physiotherapy visits Not covered on this plan
  • Podiatrist Not covered on this plan
  • Pre/post natal yoga & pilates Not covered on this plan
  • Prescription Costs Not covered on this plan
  • Private ante-natal class Not covered on this plan
  • Public A&E Cover Not covered on this plan
  • Radiology: Consultant fees Not covered on this plan
  • Radiology: Cost of test Not covered on this plan
  • Reflexologist Not covered on this plan
  • Reiki practitioner Not covered on this plan
  • Retainers & fitted gum shields Not covered on this plan
  • Sexual Health Screening Not covered on this plan
  • Sexual Health Screening - HPV Not covered on this plan
  • Sexual Health Screening - Simple 2 Test Not covered on this plan
  • Sexual Health Screening - Standard 6 Test Not covered on this plan
  • Speech therapist Not covered on this plan
  • Sports Club / Gym Membership / Classes Not covered on this plan
  • Sports Massage Not covered on this plan
  • Vaccinations: Travel Only Not covered on this plan
  • Vaccinations: Travel or Flu Not covered on this plan
  • Vasectomy (GP only) Not covered on this plan
  • VO2 Max Testing Not covered on this plan
  • Voice Coaching Not covered on this plan

Scan Cover

  • CT Scan: approved centre Covered
  • CT Scan: non approved centre Not covered on this plan
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre Not covered on this plan
  • PET-CT Scan: approved centre Covered
  • PET-CT Scan: non approved centre Not covered on this plan

Scans & X-Rays pack

  • Cardiac Screening 50% Cover
  • MRI, CT and PET-CT scans in approved centres Covered
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: cost of test 50% Cover

Emergency Access pack

There are no Emergency Access benefits available.

Why Irish Life Health

Digital Doctor

Digital Doctor is a benefit that gives Irish Life Health members unlimited consultations with a GP.

Back-Up

Find out about our innovative Back-Up service, the smart way to overcome back and neck pain.

Nurse-on-Call

As an Irish Life Health member you get 24 hours a day, 365 days a year, access to expert advice from a qualified nurse.

Minor Injury Clinic

Minor injury clinics give rapid access to efficient and convenient treatment and advice.