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Policy Breakdown

Adults (1)

Plan Name:
First Cover
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Policyholder details

Adult 1 (Policyholder)

Have you had continuous health insurance cover since April 30th 2015?

We need to determine if you are applicable for a Lifetime Community Rating (LCR) loading on your premium. These questions relate to health insurance cover that you held in Ireland only. Find out more about LCR

However, if any of the following applies to you then you may be entitled to a reduction in your loading.

  • Have you had a break in your insured cover of 6 months or more that began on or after the 1st February 2019?
  • Have you been living out of the state for any period of 6 months or more, beginning on or after 1st November 2018
  • Were you covered under the Defence Forces Scheme or Members of the EU Joint Sickness Scheme?

If any of these apply to you, please call us on (01) 562 5100.

Have you ever had health insurance in Ireland?
Were you living in Ireland on 01/05/2015?
Did you have continuous health insurance between 01/05/2009 and 30/05/2015?
Were you living in Ireland on 01/05/2015?
How long have you had health insurance for?
Have you been dependent on social welfare payments for more than 6 months at any time since 01/01/2008?
How long were you on social welfare since 2008?
Have you been dependent on social welfare payments for more than 6 months at any time since 01/01/2008?
How long were you on social welfare since 2008?
Do you have previous health insurance?

You may be subject to waiting periods on your policy and claims made within applicable waiting periods may be declined. Find out more about waiting periods

Based on the information you provided your monthly premium may change, you will see the final amount on the payment page.

Call us if you need advice or help finding the most suitable plan for you.

By continuing you are confirming that information provided is accurate and may be used by Irish Life Health for the purposes intended in accordance with our Data Privacy Notice. We will store details of your quote for 2 months.

We will need your email address to send you your quote details. We will send you a link that will allow you to retrieve your quote via irishlifehealth.ie/retrieve-my-quote

Before you complete your quote, please note that we may contact you to discuss your quote and answer any questions you may have. If you prefer not to be contacted please email ILHmarketing@irishlifehealth.ie to remove your email address from our contact list.

*A 5% discount is available on BeneFit 1, BeneFit 2, BeneFit, BeneFit Extra, BeneFit Access 500, BeneFit Access 300, MyPlan 150, MyPlan 350, MyPlan 500, MyPlan 150 with day to day, MyPlan 350 with day to day and MyPlan 500 with day to day when you buy online.
The discount on the BeneFit and MyPlan range of plans applies to new business policies taken out with a start date between 1st July to 31st December 2025.
The discounts will be deducted from the price shown.

© 2025 Irish Life Health dac is regulated by the Central Bank of Ireland. A private company limited by shares.
Registered in Ireland No. 376607. Registered Office Irish Life Centre, Lower Abbey Street, Dublin 1. All information and contractual terms are supplied in English.