Optimise Platinum with Day to Day A

The price and benefits apply to plans bought on or after 01 January 2020. For older plans check your Table of Cover or log onto your Member Portal.

This plan will cost you

from € 591.53 a month

Get a quote

Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room
  • Private room

High Tech Hospitals

  • Semi-private room
  • Private room
Important Information

Everyday Expenses

See member benefits

Consultants

MRI Scans

Dental

GP Visits

CT Scans

Physiotherapist

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
High Tech Hospitals
  • Day Case Covered
  • Listed Cardiac Procedures Covered
  • Listed Special Procedures Covered
  • Private Room Covered
  • Semi Private Room Covered
  • Breastfeeding consultancy €25 x 2 sessions
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €3,850
  • Home birth Covered up to €3,850
  • Home Early Support following 1 night stay in hospital 2 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 1 hour midwife and 3 x 3 hours with postnatal supporter
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Partner benefit €50 x 2 days travel, accommodation & child minding expenses
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,500
  • Expenses for companion who remains with you Covered up to €1,500
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 180 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Alternative amount for Post Operative Home Help €120
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 21 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €75 x 16 days
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Post Operative Home Help 3 x 3 hour cleaning sessions
Subject to excess
  • A&E Cover (in choice of High Tech, Private and Public Hospitals) €150 contribution towards A&E visit in any hi-tech, private or public hospital once per policy year
  • Consultant fees €150 per visit, unlimited
  • Emergency Dental Care €450
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €40 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees As per schedule of benefits for professional fees
  • Pathology: Cost of test Covered
  • Pre/Post natal medical expenses €400
  • Psycho-oncology Counselling €40 x 5 visits
  • Radiology: Consultant fees As per schedule of benefits for professional fees
  • Radiology: Cost of test Covered
With no excess
  • Antenatal Class €75 towards an antenatal class, or, €75 contribution & 10% point of sale discount with GentleBirth Workshop
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Health screening Full cover for Platinum Health Screening in an approved hi-tech or private hospital once per policy year
  • HPV Vaccine 50% up to €200 per policy year
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Minor Injury Clinic Cover 75% up to €500 per visit
  • Minor Injury Clinic Cover (HSE) 75% up to €500 per visit
  • Nurse on call Covered
  • Vaccinations: Travel Only €50 per year
Scan Cover
  • CT Scan: approved centre Covered
  • CT Scan: non approved centre €200
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre €350
  • PET-CT Scan: approved centre Covered
Day to Day Practicioners
  • Dentist Visits €30 x 3 visits
  • GP Visits €30 x 3 visits
  • Physiotherapist or Physical therapist €30 x 5 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist €30 x 3 combined visits
  • Chiropodist €30 x 3 combined visits
  • Chiropractor €30 x 3 combined visits
  • Dietician €30 x 3 combined visits
  • Homeopath €30 x 3 combined visits
  • Massage therapist €30 x 3 combined visits
  • Medical herbalist €30 x 3 combined visits
  • Occupational therapist €30 x 3 combined visits
  • Osteopath €30 x 3 combined visits
  • Reflexologist €30 x 3 combined visits
Other Day to Day Benefits
  • Child counselling €30 x 3 visits
  • Child speech and language therapist €30 x 3 visits
  • Eye Test €30 x 1 visit
  • Glasses / lenses €30 once every 2 yrs
  • Health Screen €50 x 1 visit
  • Hearing Test €30 x 1 visit
  • Back Up
  • International Second Opinion Service
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.