Public Hospitals

• Consultants fees (In selected hospitals only) Covered
• Day Case Covered
• Inpatient Scans (In selected hospitals only) Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €50 excess per claim
• Private Room Semi-Private Rate subject to €125 excess (first two claims per policy) subject to €2,000 co-payment on certain orthopaedic procedures
• Semi Private Room Covered subject to €125 excess (first two claims per policy) subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

• Day Case Covered (Beacon & Mater Private Only) subject to €50 excess per claim
• Listed Cardiac Procedures Beacon and Mater Private 90% cover subject to €125 excess per claim.
• Listed Special Procedures Covered (Beacon Only) subject to €125 excess (first two claims per policy). Mater Private 90% cover subject to €125 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
• Private Room Semi-Private Rate (Beacon only) subject to €125 excess (first two claims per policy). Mater Private 50% of Semi-Private Rate.
• Semi Private Room Covered (Beacon Only) subject to €125 excess (first two claims per policy). Mater Private 50% cover.

• Inpatient maternity consultant fees Covered up to €865
• Public hospital cover for maternity 3 nights accommodation in a private room

• 24 hour telephone assistance Covered
• Additional costs arising from in-patient claim €1,500
• Additional costs arising from out-patient claim €500
• Companion expenses (to remain with you or travel to you from Ireland or escort you) €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Out-patient A&E Abroad 50% up to €1,000
• Repatriation expenses Covered up to €1 million

• Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
• Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
• Convalescence benefits €26 x 14 days
• Gender reassignment benefit 50% up to €10,000 per lifetime
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered (Immediately following an inpatient stay)
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Minor Injury Clinic Cover 70% up to €200 per visit
• Minor Injury Clinic Cover (HSE) 70% up to €200 per visit
• Parent accompanying child (no minimum stay) €25 x 2 days

Subject to excess

• Consultant fees (non-maternity) €60 per visit
• Emergency Dental Care Covered up to €350
• GP Visits €20 per visit
• Manual Lymph Drainage Up to €300
• Medical and surgical appliances As per specified list
• Pathology: Consultant fees 50% per consultant fee
• Pathology: Cost of test 50% Cover
• Public A&E Cover €60 per visit
• Radiology: Consultant fees 50% per consultant fee
• Radiology: Cost of test 50% Cover

With no excess

• Adult Athletics Ireland membership €30 contribution
• Child nutritionist €25 x 2 visits
• Child orthodontics €100 cash benefit
• Child speech and language therapist €25 x 2 visits
• Child sports club membership €30 per child per policy year
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• First aid course for mums and dads 10% point of sale discount plus €90 contribution with our provider partner
• Flu Vaccine Fully covered with our provider partner
• Health screening & allergy testing Up to €50 per policy year
• HPV Vaccine 50% up to €200 per policy year
• Nurse on call Covered
• Parenting course €50 contribution to 1 course
• Public A&E Cover €60 x 3 visits

Scan Cover

• CT Scan: approved centre Covered
• CT Scan: non approved centre Covered up to €250
• MRI Scan: approved centre Covered
• MRI Scan: non approved centre Covered up to €250
• PET-CT Scan: approved centre Covered
• PET-CT Scan: non approved centre Covered up to €250

Day to Day Practicioners

• Dentist Visits €25 x 5 visits
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• GP Visits €25 x 5 visits
• Nurse on call Covered
• Physiotherapy visits €25 x 5 visits

Allied Professionals and Alternative Practitioners

• Consultant fees (non-maternity) €60 x 3 visits
• Health Screening & allergy testing Up to €80 per policy year
• International Second Opinion Service Covered - refer to your Membership Handbook
• Optical (eye test and/or glasses/lenses combined) €25 x 5 visits
• Public A&E Cover €40 x 3 visits

Other Day to Day Benefits

• Consultant fees (non-maternity) €60 x 3 visits
• Health Screening & allergy testing Up to €80 per policy year
• International Second Opinion Service Covered - refer to your Membership Handbook
• Optical (eye test and/or glasses/lenses combined) €25 x 5 visits
• Public A&E Cover €40 x 3 visits

• Enhanced Protection and Maternity Cash back and maternity related expenses and FREE family life cover.
• Travel and Sports Cover Cash back for sports related expenses such as physio visits and a FREE annual worldwide multi-trip travel insurance policy.

• Allen Carr Smoking Cessation
• Back Up
• Health Screening
• International Second Opinion Service
• Laser Eye Surgery
• Maternity Scans
• Smiles Dental Access Package
• U Mamma Maternity Treatments