HealthGuide 3

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€131.58 per month

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The price and benefits apply to plans bought on or after 02 April 2022. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Plan hospital list

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €75 per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private room Covered subject to €75 per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover.
  • Private room Covered (Beacon only) subject to €75 per claim. 50% Cover in Blackrock Clinic and Mater Private
Important Information

Everyday Expenses

Consultants
MRI Scans
Dental
GP Visits
CT Scans
Physiotherapist
See member benefits

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €50 excess per claim
  • Private Room Covered subject to €75 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Semi Private Room Covered subject to €75 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
  • Day Case Covered subject to €50 excess per claim.
  • Listed Cardiac Procedures Covered
  • Listed Special Procedures Covered subject to €75 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private Room Covered (Beacon only) subject to €75 excess per claim. 50% Cover in Blackrock Clinic and Mater Private
  • Semi Private Room Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover.
  • Foetal screening €100 per pregnancy
  • GentleBirth App See handbook for details
  • Home birth Covered up to €4,000
  • Home Early Support following 1 night stay in hospital 2 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 1 hour midwife and 3 x 3 hours with postnatal supporter
  • Infertility benefit Covered up to a max of €2,000 for IVF, IUI, ICSI. Twice per lifetime.
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Partner benefit €50 x 2 days travel, accommodation & child minding expenses
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Doula Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Out-patient A&E Abroad 50% up to €1,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Gender reassignment benefit Covered up to €30,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 75% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Hormone Replacement Therapy for Gender Dysphoria Covered up to €750 per lifetime
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Mental Health Guide Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Post Operative Home Help 2 x 3 hour cleaning sessions
Subject to excess
  • A&E Cover (in choice of High Tech, Private and Public Hospitals) Covered up to €75 per visit
  • Breast prosthesis or wig (following cancer treatment) First breast prosthesis and wig covered, subsequent claims covered as per specified list
  • Child Development Benefit 50% up to €750 for a developmental / neurodevelopmental assessment
  • Consultant fees 75% per visit, unlimited
  • Emergency Dental Care €500
  • Eyebrow tattooing (following cancer treatment) Covered up to €90 once per policy year
  • Home Recovery Benefit €80 x 10 days
  • Manual Lymph Drainage 75% up to €25 x 5 visits
  • Medical and surgical appliances As per specified list (subject to €100 excess)
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 75% Covered
  • Post cancer treatment sleeping caps Covered up to €60 once per policy year
  • Psycho-oncology Counselling 75% up to €25 x 8 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 75% Covered
With no excess
  • 3D/4D & Early Pregnancy Scans €70 contribution
  • AMH fertility test €75 contribution
  • Antenatal Class €75 towards an antenatal class, or, €75 contribution & 10% point of sale discount with GentleBirth Workshop
  • At Home Health Testing Covered up to €75 per policy year with our provider partner
  • Baby Massage Course €40 for course of 4 classes
  • Breastfeeding Consultancy €50 x 2 sessions
  • Cardiac Screening 50% Cover
  • Convalescence benefits €50 x 25 days
  • Dexa Scan First visit fully covered 50% cover for subsequent visits
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Egg freezing Covered up to a max of €1,250 twice per lifetime
  • First aid course for mums and dads Fully covered with our provider partner
  • Fitness Wearables €30 contribution
  • Flu Vaccine Fully covered with our provider partner
  • Health screening & allergy testing Up to €300 per policy year
  • His & Hers Fertility Screening Tests €50 contribution
  • HPV Vaccine 50% up to €200 per policy year
  • Life Coaching Session €50 contribution
  • Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress 50% up to €75 with our provider partner
  • Mammogram First visit fully covered 50% cover for subsequent visits
  • Maternity Bra €50 contribution
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Menopause Benefit 75% cover for initial consultation and 75% cover for 1 follow up review consultation
  • Mindfulness app subscription €30 contribution
  • Minor Injury Clinic Cover 75% up to €300 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 75% up to €300 per visit
  • Nurse on call Covered
  • Nutrition Recovery Benefit €50 contribution
  • Out-patient maternity consultant fees €500
  • Positive Mental Health Training €10 contribution towards 12 track programme with our provider partner
  • Pre/post natal yoga & pilates €20 x 3 visits
  • Psychotherapy and counselling benefit 75% up to 12 visits capped at €1,250 per policy year
  • SADS Screening €75 contribution
  • Sperm freezing Covered up to a max of €175 once per lifetime
  • Sports Club / Gym Membership / Classes €50 contribution
  • Vaccinations: Travel Only 50% up to €100 per policy year
  • Vasectomy (GP or Consultant) Covered up to €360
  • Zika Screening €75 contribution with our provider partner plus €10 point of sale discount
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
Day to Day Practicioners
  • Dentist Visits 75% up to €300 per policy year
  • GP Visits 75% of each visit
  • Physiotherapist or Physical therapist €40 x 15 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist 50% x 15 combined visits
  • Chiropractor 50% x 15 combined visits
  • Massage therapist 50% x 15 combined visits
  • Osteopath 50% x 15 combined visits
  • Reflexologist 50% x 15 combined visits
  • Reiki practitioner 50% x 15 combined visits
Other Day to Day Benefits
  • Child/Teen Counselling 50% up to €50 x 8 visits
  • Chiropodist Visits 50% x 15 combined visits
  • Dietician Visits 50% x 15 combined visits
  • Hearing Test €40 x 1 visit
  • Nutritionist Visits 50% x 15 combined visits
  • Occupational therapist Visits 50% x 15 combined visits
  • Optical (eye test and/or glasses/lenses combined) 75% up to €150 per policy year
  • Orthoptist Visits 50% x 15 combined visits
  • Podiatrist Visits 50% x 15 combined visits
  • Prescriptions €15 x 5 prescriptions
  • Psychologist €75 x 10 visits
  • Speech Therapist 50% x 15 combined visits
  • Allen Carr Smoking Cessation
  • Back Up
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.