Future Focus 500

Inpatient scans and Consultants fees

• Consultants fees (In selected hospitals only) Covered
• Inpatient Scans (In selected hospitals only) Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
• Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
• Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures

High Tech Hospitals

• Day Case Covered subject to €150 excess; subject to a €2,000 co-payment on certain cardiac procedures
• Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
• Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures

• Breastfeeding consultancy €30 x 2 sessions
• GentleBirth App See handbook for details
• Grant-in-aid amount Covered up to €4,500
• Home birth Covered up to €4,500
• Inpatient maternity consultant fees Covered up to €865
• Partner benefit €50 x 2 days travel, accommodation & child minding expenses
• Postnatal Domestic Support 2 x 3 hour cleaning sessions
• Public hospital cover for maternity 3 nights accommodation
• Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist

• 24 hour telephone assistance Covered
• Companion repatriation expenses Covered up to €1,000
• Expenses for companion who remains with you Covered up to €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Repatriation expenses Covered up to €1 million

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
• Convalescence benefits €30 x 16 days
• Gender reassignment benefit 50% up to €10,000 per lifetime
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered (Immediately following an inpatient stay)
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Inpatient Support Benefit (for travel expenses when travelling more than 50km) €50 x 10 visits (subject to €1 excess)
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Oncotype DX Covered
• Parent accompanying child €40 x 14 days (not payable for the first 3 days)
• Public Hospital Levy €80 x 10 nights (subject to €1 excess)

Subject to excess

• Consultant fees €60 per visit
• Emergency Dental Care €500
• Home Nursing €40 x 20 days
• Manual Lymph Drainage €50 x 5 visits
• Medical and surgical appliances As per specified list
• Pathology: Consultant fees 50% as per schedule of benefits for professional fees
• Pathology: Cost of test 50% Cover
• Pre/Post natal medical expenses €400
• Psycho-oncology Counselling €40 x 5 visits
• Public A&E Cover €60 x 3 visits
• Radiology: Consultant fees 50% as per schedule of benefits for professional fees
• Radiology: Cost of test 50% Cover

With no excess

• Antenatal Class €30 towards an antenatal class, or, €30 contribution & 10% point of sale discount with GentleBirth Workshop
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Health screening Covered up to €100 towards Specified Fertility Assessments or Sexual Health Screening once per policy year
• HPV Vaccine 50% up to €200 per policy year
• Maternity Mental Health Support €40 x 5 sessions with Nurture
• Minor Injury Clinic Cover 70% up to €200 per visit
• Minor Injury Clinic Cover (HSE) 70% up to €200 per visit
• Nurse on call Covered
• Prescription Costs €30 towards prescribed contraceptives per year

Scan Cover

• CT Scan: approved centre Covered
• MRI Scan: approved centre Covered
• PET-CT Scan: approved centre Covered

• Back Up
• International Second Opinion Service
• Laser Eye Surgery
• Maternity Scans