Future Focus 500

This plan will cost you

€88.87 / per month

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This plan will cost you

Your Hospital Cover

Health Plans Hospital List 3
  • Semi private room in a public hospital
  • Private room in a public hospital
  • Semi private room in a private hospital (1)
  • Private room in a private hospital (2)
  • Semi private room in a high tech hospital (3)
  • Private room in a high tech hospital (4)
(1) Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures (2) Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures (3) Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures (4) Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures

Your Table of Cover

Public Hospitals
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered
  • Public Hospital Levy Covered
  • Semi Private Room Covered
Private Hospitals
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
High Tech Hospitals
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered subject to €150 excess; subject to a €2,000 co-payment on certain cardiac procedures
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Breastfeeding consultancy €30 x 2 sessions
  • Cord blood stem cell preservation €600 contribution single child & identical twins or €900 contribution non identical twins
  • Doula Ireland €200 discount (€120 rebate if PNHH is not availed of)
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €4,500
  • Home birth Covered up to €4,500
  • Inpatient maternity consultant fees Covered up to €865
  • Inpatient maternity consultant fees Covered up to €865
  • Partner benefit €50 x 2 days travel, accommodation & child minding expenses
  • Postnatal Domestic Support 2 x 3 hour cleaning sessions
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €30 x 16 days
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Inpatient Support Benefit (for travel expenses when travelling more than 50km) €50 x 10 visits (subject to €1 excess)
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Public Hospital Levy €80 x 10 nights (subject to €1 excess)
Subject to excess
  • Consultant fees €60 per visit
  • Emergency Dental Care €500
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Pre/Post natal medical expenses €400
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
With no excess
  • Antenatal Class €30 towards an antenatal class, or, €30 contribution & 10% point of sale discount with GentleBirth Workshop
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Health screening Covered up to €100 towards Specified Fertility Assessments or Sexual Health Screening once per policy year
  • HPV Vaccine 50% up to €200 per policy year
  • Maternity Mental Health Support €40 x 5 sessions with Nurture
  • Nurse on call Covered
  • Prescription Costs €30 towards prescribed contraceptives per year
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Allen Carr Smoking Cessation
  • Asthma care programme
  • Back Up
  • Health Screening
  • International Second Opinion Service
  • Laser Eye Surgery
  • Maternity Scans
  • Smiles Dental Access Package
  • U Mamma Maternity Treatments

Important Information