Future Focus 500

Great benefits from only

€131.15 per month

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The price and benefits apply to plans bought on or after 01 October 2024. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Health Plans Hospital List 3

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €500 ; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Private room Covered subject to €500 ; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures

High Tech Hospitals

  • Semi-private room Covered subject to €500 ; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Private room Covered subject to €500 ; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
Important Information

Your Cover

Inpatient scans and Consultants fees
  • Consultants fees (In selected hospitals only) Covered
  • Inpatient Scans (In selected hospitals only) Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
High Tech Hospitals
  • Day Case Covered subject to €150 excess; subject to a €2,000 co-payment on certain cardiac procedures
  • Listed Cardiac Procedures Covered subject to €500 excess per claim and €2,000 co-payment on certain cardiac procedures
  • Listed Special Procedures Covered subject to €500 excess per claim and €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Semi Private Room Covered subject to €500 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €4,500
  • Home birth Covered up to €4,500
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Postnatal Domestic Support 2 x 3 hour cleaning sessions
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan for your listed hospitals)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Care Connect Covered (refer to membership handbook)
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • EXOGEN therapy Covered with our provider partner
  • Gender Affirmation Benefit 50% up to €10,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Inpatient Support Benefit (for travel expenses when travelling more than 50km) €50 x 10 visits (subject to €1 excess)
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Subject to excess
  • Consultant fees €60 per visit
  • Emergency Dental Care €500
  • Home Recovery Benefit €80 x 10 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Pre/Post natal medical expenses €400
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
With no excess
  • Antenatal Class €30 towards an antenatal class
  • Breastfeeding Consultancy €30 x 2 sessions
  • Convalescence benefits €30 x 16 days
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
  • Female Health Consultation 50% cover x 4 consultations per year with our provider partner
  • Health screening Covered up to €100 towards Specified Fertility Assessments or Sexual Health Screening once per policy year
  • HPV Vaccine 50% up to €200 per policy year
  • Maternity Mental Health Support €40 x 5 sessions with Nurture
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 70% up to €200 per visit
  • Nurse on call Covered
  • Partner Benefit €50 x 2 days travel, accommodation & child minding expenses
  • Prescription Costs €30 towards prescribed contraceptives per year
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Back Up
  • International Second Opinion Service
  • Laser Eye Surgery
  • Maternity Scans

For full details on the above and all member benefits available to you please visit the Member Benefits section.