Better Select ILH

This plan will cost you

from € 115.85 a month

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The price and benefits apply to plans bought on or after 01 April 2020. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €75 per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Private room Covered subject to €100 nightly subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover.
  • Private room Covered (Beacon only) subject to €100 nightly . Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
Important Information

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €75 excess per claim
  • Private Room Covered subject to €100 nightly excess subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €75 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Day Case Covered subject to €75 excess per claim
  • Listed Cardiac Procedures 90% Cover subject to €150 excess per claim
  • Listed Special Procedures Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 90% cover subject to €150 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
  • Private Room Covered (Beacon only) subject to €100 nightly excess. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
  • Semi Private Room Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover.
  • Home birth Covered up to €4,000
  • Inpatient maternity consultant fees Covered up to €865
  • Public hospital cover for maternity 3 nights accommodation in a private room
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Convalescence benefits €26 x 14 days
  • Gender reassignment benefit 50% up to €20,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Medicall ambulance costs Covered (refer to Membership Handbook)
Subject to excess
  • Dean Clinic Mental Health Services €60 x 10 visits
  • Manual Lymph Drainage Up to €300
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees 50% per consultant fee
  • Pathology: Cost of test 50% Cover
  • Radiology: Consultant fees 50% per consultant fee
  • Radiology: Cost of test 50% Cover
With no excess
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • HPV Vaccine 50% up to €200 per policy year
  • Minor Injury Clinic Cover 75% up to €200 per visit
  • Minor Injury Clinic Cover (HSE) 75% up to €200 per visit
  • Nurse on call Covered
  • Psychotherapy and counselling benefit 50% up to 12 visits capped at €1,000 per policy year
Scan Cover
  • CT Scan: approved centre Covered
  • CT Scan: non approved centre Covered up to €250
  • MRI Scan: approved centre Covered
  • MRI Scan: non approved centre Covered up to €250
  • PET-CT Scan: approved centre Covered
  • PET-CT Scan: non approved centre Covered up to €250
Day to Day Practicioners
  • Dental & Optical €25 x 10 visits
  • GP Visits €25 per visit, unlimited
  • Nurse visits €13 x 10 visits
  • Physiotherapist or Physical therapist €25 x 15 visits
Allied Professionals and Alternative Practitioners
  • Chiropodist €25 x 5 combined visits
  • Dietician €25 x 5 combined visits
  • Nutritionist €25 x 5 combined visits
  • Occupational therapist €25 x 5 combined visits
  • Orthoptist €25 x 5 combined visits
  • Podiatrist €25 x 5 combined visits
  • Speech therapist €25 x 5 combined visits
Other Day to Day Benefits
  • Acupuncturist visits €25 x 5 visits
  • Bowel screen – FIT €15 contribution
  • Chiropractor visits €25 x 5 visits
  • Clinical Psychologist €25 x 7 visits
  • Consultant fees (non-maternity) €75 per visit, unlimited
  • Emergency dental care €350
  • Flu vaccine (pharmacy only) Up to €20 contribution per policy year
  • Health Screening & allergy testing Up to €200 per policy year
  • Homeopath visits €25 x 5 visits
  • Massage Therapist €25 x 5 visits
  • Osteopath visits €25 x 5 visits
  • Personal trainer €25 x 4 sessions
  • Pre/Post natal medical expenses Covered up to €300
  • Prostate Check / Screen €40 contribution
  • Public A&E Cover 50% up to €50 per visit
  • Reflexologist visits €25 x 5 visits
  • Reiki Practitioner €25 x 5 visits
  • Smear Testing €40 contribution
  • Testicular Check / Screen €40 contribution
  • Vaccinations: Travel Only €50 contribution per policy year

During checkout you may choose any 2 personalised packages at no extra cost.

  • Children Extra Get extra benefits for your children including money back for sports club memberships, parenting courses, counselling and orthodontics.
  • Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
  • Maternity Extra Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post natal recovery benefit.
  • Mind Extra Get cover towards self-care initiatives to help you look after your state of mind.
  • Sports Extra Get money back on a range of sports benefits including physiotherapy and gym membership.
  • Travel Extra Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
  • You Extra Get booster health benefits that includes money back on gym membership, a mindfulness course and visits to a dietician.
  • Allen Carr Smoking Cessation
  • Back Up
  • International Second Opinion Service
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.