BeneFit Access 300

Great benefits from only

from € 75.58 a month

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The price and benefits apply to plans bought on or after 01 January 2021. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €300 ; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Private room Semi-Private Rate subject to €300 per claim and €2,000 co-payment on certain cardiac & orthopedic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €300 per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Private room Semi-Private Rate (Beacon Only) subject to €300 per claim subject to €2,000 co-payment on certain cardiac & orthopedic procedures
Important Information

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €125 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Private Room Semi-Private Rate subject to €300 excess per claim and €2,000 co-payment on certain cardiac & orthopedic procedures
  • Semi Private Room Covered subject to €300 excess; subject to a €2,000 co-payment on certain cardiac & orthopaedic procedures
High Tech Hospitals
  • Day Case Covered (Beacon Only) subject to €125 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Listed Cardiac Procedures Covered (Beacon Only) subject to €300 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Listed Special Procedures Covered (Beacon Only) subject to €300 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
  • Private Room Semi-Private Rate (Beacon Only) subject to €300 excess per claim subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • Semi Private Room Covered (Beacon Only) subject to €300 excess per claim subject to €2,000 co-payment on certain cardiac & orthopaedic procedures
  • GentleBirth App See handbook for details
  • Inpatient maternity consultant fees Covered up to €296
  • Public hospital cover for maternity Covered up to €385
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €55,000
  • Repatriation expenses Covered up to €1 million
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €30 x 16 days
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Subject to excess
  • Consultant fees €60 per visit
  • Emergency Dental Care €250
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees €25 per consultant fee
  • Pathology: Cost of test €20 per test
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits
  • Radiology: Consultant fees €25 per consultant fee
  • Radiology: Cost of test €20 per test
With no excess
  • Cardiac Screening 50% Cover
  • Dietician or Nutritionist Consultation €25 contribution
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Fitness Wearables €25 contribution
  • HPV Vaccine 50% up to €200 per policy year
  • Life Coaching Session €25 contribution
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 70% up to €200 per visit
  • Nurse on call Covered
  • Sports Club / Gym Membership / Classes €25 contribution
  • Sports Massage €25 contribution
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Allen Carr Smoking Cessation
  • Back Up
  • International Second Opinion Service
  • Laser Eye Surgery
  • Smiles Dental Access Package
  • Wellness DNA Test

For full details on the above and all member benefits available to you please visit the Member Benefits section.