BeneFit 2

This plan will cost you

from € 70.00 a month

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Your Hospital Cover

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • Private room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures

High Tech Hospitals

  • Semi-private room Covered subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • Private room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
Important Information

Your Cover

Public Hospitals
  • Consultants fees (In selected hospitals only) Covered
  • Day Case Covered
  • Inpatient Scans (In selected hospitals only) Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Private Room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • Semi Private Room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
High Tech Hospitals
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on certain cardiac procedures
  • Listed Cardiac Procedures Covered subject to €300 excess (first two claims per policy) subject to €2,000 co-payment on certain cardiac procedures
  • Listed Special Procedures Covered subject to €300 excess (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • Private Room Semi-Private Rate subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • Semi Private Room Covered subject to €300 (first two claims per policy) subject to €2,000 co-payment on certain cardiac & orthopedic procedures
  • GentleBirth App See handbook for details
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Public hospital cover for maternity 3 nights accommodation
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €55,000
  • Repatriation expenses Covered up to €1 million
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €30 x 16 days
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Inpatient Support Benefit (for travel expenses when travelling more than 50km) €50 x 10 visits (subject to €1 excess)
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Minor Injury Clinic Cover (HSE) 70% up to €200 per visit
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Public Hospital Levy €80 x 10 nights (subject to €1 excess)
Subject to excess
  • Consultant fees €60 per visit
  • Emergency Dental Care €250
  • Home Nursing €40 x 20 days
  • Manual Lymph Drainage €50 x 5 visits
  • Medical and surgical appliances As per specified list
  • Pathology: Consultant fees €25 per consultant fee
  • Pathology: Cost of test €20 per test
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €60 x 3 visits
  • Radiology: Consultant fees €25 per consultant fee
  • Radiology: Cost of test €20 per test
With no excess
  • Cardiac Screening 50% Cover
  • Dietician or Nutritionist Consultation €40 contribution
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Fitness Wearables €40 contribution
  • HPV Vaccine 50% up to €200 per policy year
  • Life Coaching Session €40 contribution
  • Nurse on call Covered
  • Sports Club / Gym Membership / Classes €40 contribution
  • Sports Massage €40 contribution
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Back Up
  • International Second Opinion Service
  • Laser Eye Surgery
  • Smiles Dental Access Package