Be Fit Life

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€145.58 per month

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The price and benefits apply to plans bought on or after 01 April 2022. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Plan hospital list

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €75 per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private room Covered subject to €75 per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover subject to €75
  • Private room Covered (Beacon only) subject to €75 per claim. Mater Private and Blackrock Clinic 50% cover subject to €75
Important Information

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €50 excess per claim
  • Private Room Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Semi Private Room Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
  • Day Case Covered subject to €50 excess per claim.
  • Listed Cardiac Procedures Covered
  • Listed Special Procedures Covered subject to €75 excess per claim subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private Room Covered (Beacon only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €75 excess per claim. All subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Semi Private Room Covered (Beacon only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover subject to €75 excess per claim. All subject to €3,500 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • GentleBirth App See handbook for details
  • Home birth Covered up to €4,000
  • Home Early Support following 1 night stay in hospital 2 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 1 hour midwife and 3 x 3 hours with postnatal supporter
  • Infertility benefit 50% cover up to a max of €2,000 for IVF, IUI, ICSI. Twice per lifetime
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Partner benefit €50 x 2 days travel, accommodation & child minding expenses
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Doula Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation in a private room
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €50 x 15 days
  • EXOGEN therapy Covered with our provider partner
  • Gender reassignment benefit Covered up to €30,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Hormone Replacement Therapy for Gender Dysphoria 50% up to €500 per lifetime
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Mental Health Guide Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Subject to excess
  • Acupuncturist 75% x 15 combined visits
  • Child Development Benefit 75% up to €500 for a developmental / neurodevelopmental assessment
  • Child psychology 90% up to €50 x 6 visits
  • Child speech and language therapist 50% up to €30 x 8
  • Chiropodist 75% x 15 combined visits
  • Chiropractor 75% x 15 combined visits
  • Consultant fees First 2 visits fully covered 50% cover for subsequent visits
  • Dentist Visits 75% up to €300 per policy year
  • Dietician 75% x 15 combined visits
  • Emergency Dental Care €250
  • GP Visits First 2 visits fully covered 50% cover for subsequent visits
  • Hearing Test Up to €25 x 1
  • Home Recovery Benefit €80 x 10 days
  • Kids Sports Club €30 contribution
  • Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress 50% up to €75 with our provider partner
  • Manual Lymph Drainage 50% up to €25 x 5 visits
  • Massage Therapist 75% x 15 combined visits
  • Medical and surgical appliances As per specified list (subject to €200 excess)
  • Medical Herbalist 75% x 15 combined visits
  • Nutritionist 75% x 15 combined visits
  • Occupational therapist 75% x 15 combined visits
  • Optical (eye test and/or glasses/lenses combined) 75% up to €150 per policy year
  • Orthodontics Up to €100 per policy year
  • Osteopath 75% x 15 combined visits
  • Paediatrician Benefit €100 x 1 visit
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Physiotherapist or Physical therapist First 2 visits fully covered 50% cover for 10 subsequent visits
  • Podiatrist 75% x 15 combined visits
  • Pre/Post natal medical expenses €500
  • Prescription Costs Up to €75 per annum
  • Prescriptions Abroad €20 x 1 prescription
  • Psychologist €50 x 20 visits
  • Psycho-oncology Counselling 50% up to €25 x 8 visits
  • Public A&E Cover First 2 visits fully covered 50% cover for subsequent visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
  • Reflexologist 75% x 15 combined visits
  • Retainers & fitted gum shields 50% up to €30 per policy year
  • Voice Coaching 75% x 15 combined visits
With no excess
  • AMH fertility test €50 contribution
  • Antenatal Class €75 towards an antenatal class, or, €75 contribution & 10% point of sale discount with GentleBirth Workshop
  • Dexa Scan First visit fully covered 50% cover for subsequent visits
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Egg freezing 50% cover up to a max of €1,500 once per lifetime
  • Fitness Wearables €30 contribution
  • Health screening & allergy testing Up to €200 per policy year
  • HPV Vaccine 50% up to €200 per policy year
  • Life Coaching Session €50 contribution
  • Mammogram First visit fully covered 50% cover for subsequent visits
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Meditation support devices €50 contribution
  • Menopause Benefit Full cover for initial and 1 follow up review consultation
  • Mindfulness app subscription €30 contribution
  • Minor Injury Clinic Cover First 2 visits fully covered, 50% cover up to €200 for subsequent visits
  • Minor Injury Clinic Cover (Pay & Claim) First 2 visits fully covered, 50% cover up to €200 for subsequent visits
  • Nurse on call Covered
  • Personal Trainer €30 x 2 sessions
  • Positive Mental Health Training €10 contribution towards 12 track programme with our provider partner
  • Psychotherapy and counselling benefit 90% up to 15 visits capped at €1,250 per policy year
  • Self-compassion Programme (MSC) €100 contribution
  • Sperm freezing 50% cover up to a max of €200 once per lifetime
  • Sports Club / Gym Membership / Classes €50 contribution
  • Sports Psychologist €30 x 3 visits
  • Stress Reduction Programme (MBSR) €100 contribution
  • Vaccinations: Travel Only €50 per year
  • Vasectomy (GP or Consultant) Covered up to €360
  • Yoga/Pilates classes €25 x 6 visits
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Allen Carr Smoking Cessation
  • Back Up
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.