4D Health 1

This plan will cost you

€87.12 / per month

Buy Now
This plan will cost you

Your Hospital Cover

Tailored Plans Hospital List A
  • Semi private room in a public hospital
  • Private room in a public hospital
  • Semi private room in a private hospital (1)
  • Private room in a private hospital (2)
  • Semi private room in a high tech hospital (3)
  • Private room in a high tech hospital (4)
(1) Covered subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures (2) Semi-Private Rate subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures (3) Covered (Beacon Only) subject to €200 excess per claim (4) Semi-Private Rate (Beacon only) subject to €200 excess per claim

Your Table of Cover

Public Hospitals
  • Consultant fees Covered
  • Day Case Covered
  • Inpatient Scans Covered
  • Private Room Covered
  • Public Hospital Levy Covered
  • Semi Private Room Covered
Private Hospitals
  • Consultant fees Covered
  • Day Case Covered subject to €75 excess per claim
  • Inpatient Scans Covered
  • Private Room Semi-Private Rate subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Consultant fees Covered
  • Day Case Covered subject to €75 excess per claim
  • Inpatient Scans Covered
  • Listed Cardiac Procedures Covered subject to €200 excess per claim
  • Listed Special Procedures Covered subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Private Room Semi-Private Rate (Beacon only) subject to €200 excess per claim
  • Semi Private Room Covered (Beacon Only) subject to €200 excess per claim
  • Home birth Covered up to €4,000
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Out-patient maternity consultant fees €300
  • Public hospital cover for maternity 3 nights accommodation
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • International Second Opinion Service Covered - refer to your Membership Handbook
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €50 x 15 days
  • Employee assistance program Covered for 6 face to face follow up counselling sessions
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered (Immediately following an inpatient stay)
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Minor Injury Clinic Cover 70% up to €200 per visit
  • Minor Injury Clinic Cover (HSE) 70% up to €200 per visit
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Point of Care: Day case procedure for Rheumatology & Chemotherapy Covered
  • Post operative recovery benefit 2 x 3 hour cleaning sessions
  • Stress Management Line 365 days stress line
Subject to excess
  • Acupuncturist €30 x 7 combined
  • Chiropodist €30 x 7 combined
  • Chiropractor €30 x 7 combined
  • Consultant fees €60 per visit
  • Dietician €30 x 7 combined
  • Emergency Dental Care €250
  • GP Visits €20 per visit
  • Hearing Test Up to €25 x 1
  • Home Nursing €40 x 20 days
  • Homeopath €30 x 7 combined
  • Manual Lymph Drainage 50% up to €25 x 5 visits
  • Massage Therapist €30 x 7 combined
  • Medical and surgical appliances As per specified list (subject to €200 excess)
  • Nutritionist €30 x 7 combined
  • Occupational therapist €30 x 7 combined
  • Orthoptist €30 x 7 combined
  • Osteopath €30 x 7 combined
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Physical Therapist €30 x 7 combined
  • Physiotherapy visits Up to €30 x 7 visits
  • Podiatrist €30 x 7 combined
  • Psycho-oncology Counselling 50% up to €25 x 8 visits
  • Public A&E Cover 50% up to €50 per visit
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
  • Reflexologist €30 x 7 combined
  • Reiki practitioner €30 x 7 combined
  • Speech therapist €30 x 7 combined
With no excess
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Health screening & allergy testing Up to €100 per policy year
  • HPV Vaccine 50% up to €200 per policy year
  • Nurse on call Covered
  • Nutrition Recovery Benefit €50 contribution
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered

During checkout you may choose any 1 Personalised Packages at no extra cost.

  • Children Extra Get extra benefits for your children including money back for sports club memberships, parenting courses, counselling and orthodontics.
  • Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
  • Maternity Extra Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post natal recovery benefit.
  • Sports Extra Get money back on a range of sports benefits including physiotherapy and gym membership.
  • Travel Extra Cover for travel vaccines, A&E abroad, and a FREE annual multi-trip travel insurance policy.
  • You Extra Get booster health benefits that includes money back on gym membership, a mindfulness course and visits to a dietician.
  • Allen Carr Smoking Cessation
  • Asthma care programme
  • Back Up
  • Health Screening
  • International Second Opinion Service
  • Laser Eye Surgery
  • Maternity Scans
  • Smiles Dental Access Package
  • U Mamma Maternity Treatments