Personalised Packages

Tailor your cover to suit your needs with our Personalised Packages.
Some of our plans allow you to add Personalised Packages to your cover at no extra cost.
The Personalised Packages available to you depend on the plan you have chosen.

International Health & Travel – what am I covered for?

Irish Life Health gives you a free travel insurance policy through Alliance Global Assistance when you choose the International Health & Travel package.

Overseas cover:

  • Companion expenses: €1,000
  • In-patient A&E abroad: €100,000
  • Out-patient A&E abroad: 50% up to €1,000
  • Additional in-patient costs: €1,000
  • Additional out-patient costs: €500
  • Repatriation cover: €1,000,000
  • Treatment abroad: Yes

How we can help while abroad?

  • Providing a 24-hour telephone help line
  • Referring you to a doctor / medical facility
  • Liaising with hospitals while you are receiving care
  • Getting you a translator, if required
  • Contacting your GP, family and employer if you wish

Our International Helpline: +44 20 8666 0628. Please call us on this number before receiving treatment.

Get a 10% point of sale discount on travel vaccinations with the Tropical Medical Bureau.

Preferred Provider

Tropical Medical Bureau

Telephone-based access to our team of qualified nurses for non-emergency medical information.

Our Nurseline 24/7 Number:  +44 208 666 0628

Enhanced Maternity - what am I covered for?

If you wish to have a home birth we will contribute towards the cost of a planned home delivery where the care is provided by a midwife registered with An Bord Altranais.

In the event of significant complications which result in a transfer to hospital for delivery, or post-delivery care, in-patient benefits will apply. Any costs incurred up to that point can be claimed under the pre/post-natal maternity costs on the Enhanced Maternity Personalised Package.

Just keep your receipts and send them in to us to claim for this benefit.

As part of your maternity benefit we will contribute (per pregnancy) to cover the cost of your pre and post-natal care, when provided by a consultant or GP or An Bord Altranais registered midwife.

Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards an antenatal course that is provided by a qualified midwife who is registered with An Bord Altranais for midwifery, prior to the birth of your baby.

Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards breastfeeding consultancy with a qualified breastfeeding consultant who is a member of the ALCI (Association of Lactation Consultants in Ireland) and holds IBCLC (International Board Certified Lactation Consultant) membership. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards counselling by a member of the Irish Association for Counselling and Psychotherapy (IACP) and the Association of Professional Counsellors and Psychotherapists (APCP) for post-natal depression or after miscarriage. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards expenses you may have while your partner is in hospital having a baby. These include hotel or B& B accommodation and travel on the day the baby is born and for the day before or after the birth. In order to avail of this benefit you must both be on a health policy with Irish Life Health.

Just keep your receipts and send them in to us to claim for this benefit.

If you are experiencing difficulty getting your baby or child to sleep, you may consider having a private consultation with Baby Sleep Academy by Skype or telephone. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Baby Sleep Academy

Members can get cash back on a baby massage course. Your massage therapist must be a member of the International Association of Infant Massage. Just keep your receipts and send them in to us to claim for this benefit.

You will get a point of sale discount and a contribution towards one course of baby swim classes per year. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Providers:

20% discount with Water Babies

20% discount with Diana's Swim Academy

You will receive a point of sale discount and a contribution towards the cost of 3 & 4D maternity scans with BabyScan, Innervision and MD Ultrasound. In order to avail of this benefit the mother must be a member of Irish Life Health. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Providers:

€75 contribution with Innervision

€50 contribution with BabyScan

€50 contribution with MD Ultrasound 

Get cash back on the cost of pregnancy, baby yoga and Pilates classes with a qualified yoga or Pilates expert, to help keep you fit and healthy before, during and after pregnancy. Just keep your receipts and send them in to us to claim for this benefit.

You will receive a point of sale discount and a contribution towards the cost of an early pregnancy scan with BabyScan or MD Ultrasound. In order to avail of this benefit the mother must be a member of Irish Life Health. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Providers:

BabyScan

MD Ultrasound

If you have been considering starting a family with the help of fertility treatment, we can offer a discount on selected fertility treatment at Beacon CARE Fertility. This discount will be applied at the point of purchase.

Preferred Providers:

Beacon CARE Fertility

We will give you a contribution towards a simple blood test, Anti-Mullerian Hormone (AMH) - which gives information about the volume of eggs remaining in a woman’s ovaries, which can be helpful when predicting future fertility. Just keep your receipts and send them in to us to claim for this benefit.

We will give you a contribution per pregnancy to cover the cost of a paediatrician consultation.

Just keep your receipts and send them in to us to claim for this benefit.

We will cover up to 2 sessions of in-home carer support with Home Instead. We will pay this benefit by direct settlement to the preferred provider. If the service is not available through Home Instead in your area we will provide the same level of cover for a locally available service. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Home Instead

Family And Kids Health - what am I covered for?

Every parent can benefit hugely from knowing what to do in an emergency, which is why we will cover a ‘first aid course for mums and dads’ for members with this personalised package. First Aid For Everyone. If there isn’t a preferred provider’s course near you we will give you the same benefit amount towards a local course.

Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: First Aid For Everyone

We will contribute towards your child’s annual sports club membership. Just keep your receipts and send them in to us to claim for this benefit.

If your child needs to go to hospital you’ll want to be as close by as possible. This benefit will give you a contribution towards your hotel or B&B accommodation, transport and food costs while your child is in hospital. To qualify, your child must have had an in-patient stay. You will need to send us in proof of these stays to claim this benefit or alternatively you can send us your valid receipts.

We will pay for your annual family flu vaccination in one of the Tropical Medical Bureau’s participating clinics. We have a direct settlement agreement with the Tropical Medical Bureau so we will pay them directly on your behalf.

Preferred Provider: Tropical Medical Bureau

If your child needs to visit a nutritionist we will contribute towards theses costs. Your child needs to be a member on a plan with this benefit. The child nutritionist must be a member of the Irish Nutrition and Dietetic Institute. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on your child’s visits to a speech and language therapist. Your child needs to be a member on a plan with this benefit. The therapist must be a member of the Irish Association of Speech and Language Therapists. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of a developmental check for your child with The Children’s Practice. Your child needs to be a member on a plan with this benefit. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: The Children's Practice

You will get a point of sale discount and a contribution towards one course of baby swim classes per year. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider:

20% contribution with Water Babies

20% contribution with Diana's Swim Academy

We will contribute towards annual membership for adults with the Athletics Ireland. 

Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Athletics Ireland

We will contribute towards the cost of a parenting course or programme. Just keep your receipts and send them in to us to claim for this benefit.

Complementary Therapy - what am I covered for?

Get cash back on the cost of your visits to a reflexologist who is a member of The National Register of Reflexologists (Ireland), Irish Reflexologists’ Institute, or holds an equivalent qualification recognised outside Ireland. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on the cost of your visits to a nutritionist or dietician who is a member of the Irish Nutrition and Dietetic Institute. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on the cost of massage treatments. Your masseuse must be a member of the Irish Massage Therapist Association. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on your acupuncture expenses.  Your acupuncturist must be a member on the Professional Register of Traditional Chinese Medicine or an acupuncturist who is on the Professional register of the Acupuncture Council of Ireland (TCMCI Ltd.), the Acupuncture Foundation Professional Association or holds an equivalent recognised qualification outside Ireland. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on the cost of your osteopathic expenses. Your osteopath must be a member of the Osteopathic Council of Ireland. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on visits to a physical therapist or a physiotherapist. Your physical therapist must either be a member of the Irish Association of Physical Therapists, the Register of Physical Therapists of Ireland, and the Association of Neuromuscular Therapists. The physiotherapist must be a chartered or state registered physiotherapist and a member of the Irish Society of Chartered Physiotherapists.

Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on the cost of your visits to a chiropractor. Your chiropractor must be a member of the Chiropractic Association of Ireland or the McTimoney Chiropractic Association of Ireland or a person holding an equivalent recognised qualification outside Ireland. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on your Reiki visits. Your Reiki practitioner must be a member of the Reiki Association of Ireland and the Irish Reiki Federation. Just keep your receipts and send them in to us to claim for this benefit.

Women's And Men's Health - what am I covered for?

We will pay a contribution towards an annual cervical screen with your local GP or health nurse.

Just keep your receipts and send them in to us to claim for this benefit.

We will pay for your annual flu vaccination in one of the Tropical Medical Bureau’s participating clinics. We have a direct settlement agreement with the Tropical Medical Bureau so we will pay them directly on your behalf.

Preferred Provider: Tropical Medical Bureau

If you need to visit a nutritionist or dietician we will contribute towards the cost of your visit to a nutritionist or dietician who is a member of the Irish Nutrition and Dietetic Institute.

Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on your acupuncture expenses. Your acupuncturist must be a member on the Professional Register of Traditional Chinese Medicine or an acupuncturist who is on the Professional Register of the Acupuncture Council of Ireland (TCMCI Ltd.), the Acupuncture Foundation Professional Association or holds an equivalent recognised qualification outside Ireland.

Just keep your receipts and send them in to us to claim for this benefit.

Catching prostate or testicular cancer early offers the best chance of survival.

It is very important for men to watch out for the signs, which is why we contribute towards an annual prostate/testicular screening with your local GP. Just keep your receipts and send them in to us to claim for this benefit.

We will give you a contribution towards health screening with a qualified practitioner in a clinical environment. You will be entitled to claim one health screen per policy year. Just keep your receipts and send them in to us to claim for this benefit.

Your doctor may refer you for a DEXA scan to analyse your bone density. It is most commonly used to diagnose osteoporosis. We will contribute towards the cost of a Dexa scan. Just keep your receipts and send them in to us to claim for this benefit.

A Mammogram is an important method to screen for breast cancer. We will contribute towards the cost of an annual mammogram. Just keep your receipts and send them in to us to claim for this benefit.

You will receive a point of sale discount and a contribution towards the cost of a 10 week weight management programme with Motivation.ie. Members will receive a 15% point of sale discount and can claim 10% back from Irish Life Health, once per year. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Motivation.ie

We will provide you with access to discounted food intolerance testing through Boots Pharmacies nationwide. Our members will receive a point of sale discount and a contribution towards the cost of the test. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Boots

We know that sometimes it helps to talk to someone when you’re going through a difficult or stressful time. We will provide you with access to confidential telephone support and counselling 24 hours a day, 7 days a week. Payment for this benefit will be settled directly with the provider.

We will cover the cost of a simple 2 test with Let's Get Checked. We have a direct settlement agreement with Let's Get Checked so we will pay them directly on your behalf.

Preferred Provider: Lets Get Checked

We will give you a contribution towards the cost of yoga and Pilates classes with a qualified yoga or Pilates expert. Just keep your receipts and send them in to us to claim for this benefit.

Dental And Optical - what am I covered for?

We will contribute to the cost of Emergency Dental Treatment in cases that have been determined as emergency by the treating clinician. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of professional laser teeth whitening with The White House for you. To claim for this benefit you will receive a 50% point of sale discount & 10% claim back from Irish Life Health.  Total discount 60% of retail price. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: The White House

We will contribute towards the cost of a visit to a dentist for you. The dentist must be registered with the Dental Council of Ireland. Just keep your receipts and send them in to us to claim for this benefit.

With this benefit, members will receive €30 off designer glasses from the €149+ range at retail locations from Opticalrooms and Specsavers. A discount of €20 off frames from the €89-€129 range is also available with Specsavers.

Preferred Provider:

Optical Express

Specsavers

You will get a point-of-sale discount on laser eye surgery (both LASIK and LASEK treatments) with Optical Express. The cost of your treatment will depend on your suitability and what treatment options you choose.

Preferred Provider: Optical Express

Members have the option avail of a fully covered* comprehensive sight and eye health test with Opticalrooms at their clinics in Dublin and Cork. 

Or, members can choose a 50% point of sale discount off a standard eye test with Specsavers. This offer cannot be used if the member is already entitled to a free PRSI eye test or medical card.

*The fully covered eye exam consists of a €35 point of sale discount from Opticalrooms and €15 claim back from Irish Life Health. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider:

Opticalrooms

Specsavers

We will contribute towards the cost of retainers and fitted gum shields to help protect your teeth after orthodontics or while playing sports. Just keep your receipts and send them in to us to claim for this benefit.

You will receive a €450 point of sale discount on the cost of a course of invisible cosmetic braces with YourSmileDirect.

Preferred Provider: YourSmileDirect

You will receive a 10% point of sale discount off contact lenses purchased online with Opticalrooms.

Preferred Provider: Opticalrooms

Sports Cover - what am I covered for?

Get cash back on visits to a physical therapist or a physiotherapist. Your physical therapist must either be a member of the Irish Association of Physical Therapists, the Register of Physical Therapists of Ireland or the Association of Neuromuscular Therapists. The physiotherapist must be a chartered or state registered physiotherapist and a member of Irish Society of Chartered Physiotherapists.

Just keep your receipts and send them in to us to claim for this benefit.

We will cover the cost of a standard metabolic test with Health Matters. We have a direct settlement agreement with Health Matters so we will pay them directly on your behalf.

Preferred Provider: Health Matters

We will contribute towards annual membership to a gym or sports club for adult members with this Personalised Package. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of two sessions of personal training for adult members with this Personalised Package. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back for your visits to a sports psychologist. Your psychologist must be a member of The Sport Psychology Network. Just keep your receipts and send them in to us to claim for this benefit.

Sudden Adult Death Syndrome is a tragic occurrence in today’s society which is often seen in even the fittest individuals. Screening can help to identify those at risk. We will contribute towards the cost of cardiac screening for sudden adult death syndrome for you.

Just keep your receipts and send them in to us to claim for this benefit.

Get cash back for one visit to an A&E department in a public or private hospital.

Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of VO2 testing with Health Matters. We have a direct settlement agreement with Health Matters so members just need to pay the balance.

Preferred Provider: Health Matters

We will contribute towards annual membership for adult members with this Personalised Package with Athletics Ireland. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back on your health screening costs. The health screen must be with a qualified practitioner in a clinical environment. You can claim for one health screen per policy year. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of a foam roller. Just keep your receipts and send them in to us to claim for this benefit.

Family Protection - what am I covered for?

Every parent can benefit hugely from knowing what to do in an emergency, which is why we will cover a ‘first aid course for mums and dads’ for members with this personalised package with First Aid For Everyone. If there isn’t a preferred provider’s course near you we will give you the same benefit amount towards a local course.

Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: First Aid For Everyone

We will contribute towards the cost of a vaccine to help protect your child from Meningitis B. Your child needs to be a member on a plan with this benefit. Just keep your receipts and send them in to us to claim for this benefit.

Just keep your receipts and send them in to us to claim for this benefit.

We will pay for your annual flu vaccination in one of the Tropical Medical Bureau’s participating clinics. We have a direct settlement agreement with the Tropical Medical Bureau so we will pay them directly on your behalf.

Preferred Provider: Tropical Medical Bureau

Sudden Adult Death Syndrome is a tragic occurrence in today’s society which is often seen in even the fittest individuals. Screening can help to identify those at risk. We will contribute towards the cost of cardiac screening for sudden adult death syndrome for you.

Just keep your receipts and send them in to us to claim for this benefit.

Irish Life Health gives you a free Family Protection plan through Irish Life when you choose our Family Protection Personalised Package. This plan provides the following benefits:

  • Adult accidental death €10,000
  • Children’s specified illness €10,000
  • Specified pregnancy complications €5,000
  • Children’s life cover €5,000

Travel and Sports Cover - what am I covered for?

Irish Life Health gives you a free travel insurance policy through Alliance Global Assistance when you choose the Travel & Sports cover personalised package.

Overseas cover:

  • Companion expenses: €1,000
  • In-patient A&E abroad: €100,000
  • Out-patient A&E abroad: 50% up to €1,000
  • Additional in-patient costs: €1,000
  • Additional out-patient costs: €500
  • Repatriation cover: €1,000,000
  • Treatment abroad: Yes

How we can help while abroad?

  • Providing a 24-hour telephone help line
  • Referring you to a doctor / medical facility
  • Liaising with hospitals while you are receiving care
  • Getting you a translator, if required
  • Contacting your GP, family and employer if you wish

Our International Helpline: +44 20 8666 0628. Please call us on this number before receiving treatment.

Get a 10% point of sale discount on travel vaccinations with the Tropical Medical Bureau.

Preferred Provider: Tropical Medical Bureau

Get cash back on visits to a physical therapist or a physiotherapist. Your physical therapist must either be a member of the Irish Association of Physical Therapists, the Register of Physical Therapists of Ireland or the Association of Neuromuscular Therapists.

The physiotherapist must be a chartered or state registered physiotherapist and a member of Irish Society of Chartered Physiotherapists. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards annual membership to a gym or sports club, for adult members with this personalised package. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of two sessions of personal training for adult members with this personalised package.

Just keep your receipts and send them in to us to claim for this benefit.

Get cash back for your visits to a sports psychologist. Your psychologist must be a member of The Sport Psychology Network. Just keep your receipts and send them in to us to claim for this benefit.

Sudden Adult Death Syndrome is a tragic occurrence in today’s society which is often seen in even the fittest individuals. Screening can help to identify those at risk. We will contribute towards the cost of cardiac screening for sudden adult death syndrome for you. Just keep your receipts and send them in to us to claim for this benefit.

Get cash back for one visit to an A&E department in a public or private hospital. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of VO2 testing with Health Matters. We have a direct settlement agreement with Health Matters so we will pay them directly on your behalf.

We will contribute towards annual membership for adult members with Athletics Ireland. Just keep your receipts and send them in to us to claim for this benefit.

How do I use this benefit?

We will contribute towards the cost of a foam roller. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards the cost of yoga and Pilates classes with a qualified yoga or Pilates expert. Yoga and Pilates instructors must have completed at least 200 accredited training hours.

Just keep your receipts and send them in to us to claim for this benefit.

Enhanced Maternity - what am I covered for?

If you wish to have a home birth we will contribute towards the cost of a planned home delivery where the care is provided by a midwife registered with An Bord Altranais.

In the event of significant complications which result in a transfer to hospital for delivery, or post-delivery care, in-patient benefits will apply. Any costs incurred up to that point can be claimed under the pre/post-natal maternity costs on the Enhanced Protection and Maternity personalised package.

Just keep your receipts and send them in to us to claim for this benefit.

As part of your maternity benefit we will contribute (per pregnancy) to cover the cost of your pre and post-natal care, when provided by a consultant or GP or An Bord Altranais registered midwife.

Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards an antenatal course that is provided by a qualified midwife who is registered with An Bord Altranais for midwifery, prior to the birth of your baby.

Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards breastfeeding consultancy with a qualified breastfeeding consultant who is a member of the ALCI (Association of Lactation Consultants in Ireland) and holds IBCLC (International Board Certified Lactation Consultant) membership. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards counselling by a member of the Irish Association for Counselling and Psychotherapy (IACP) and the Association of Professional Counsellors and Psychotherapists (APCP) for post-natal depression or after miscarriage. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards counselling by a member of the Irish Association for Counselling and Psychotherapy (IACP) and the Association of Professional Counsellors and Psychotherapists (APCP) for counselling after miscarriage. Just keep your receipts and send them in to us to claim for this benefit.

We will contribute towards expenses you may have while your partner is in hospital having a baby. These include hotel or B&B accommodation and travel on the day the baby is born and for the day before or after the birth. In order to avail of this benefit you must both be on a health policy with Irish Life Health.

Just keep your receipts and send them in to us to claim for this benefit.

If you are experiencing difficulty getting your baby or child to sleep, you may consider having a private consultation with Baby Sleep Academy by Skype or telephone. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Baby Sleep Academy

Members can get cash back on a baby massage course. Your massage therapist must be a member of the International Association of Infant Massage. Just keep your receipts and send them in to us to claim for this benefit.

You will receive a point of sale discount and a contribution towards the cost of 3 & 4D maternity scans with BabyScan, Innervision and MD Ultrasound. In order to avail of this benefit the mother must be a member of Irish Life Health. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Providers:

€75 contribution with Innervision

€50 contribution with BabyScan

€50 contribution with MD Ultrasound 

Get cash back on the cost of pregnancy, baby yoga and Pilates classes with a qualified yoga or Pilates expert, to help keep you fit and healthy before, during and after pregnancy. Just keep your receipts and send them in to us to claim for this benefit.

You will receive a point of sale discount and a contribution towards the cost of an early pregnancy scan with BabyScan or MD Ultrasound. In order to avail of this benefit the mother must be a member of Irish Life Health. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Providers:

BabyScan

MD Ultrasound

If you have been considering starting a family with the help of fertility treatment, we can offer a discount on selected fertility treatment at Beacon CARE Fertility. This discount will be applied at the point of purchase.

Preferred Providers: Beacon CARE Fertility

We will contribute towards a simple blood test, Anti-Mullerian Hormone (AMH) - which gives information about the volume of eggs remaining in a woman’s ovaries, which can be helpful when predicting future fertility. Just keep your receipts and send them in to us to claim for this benefit.

We will cover up to 2 sessions of in-home carer support with Home Instead. We will pay this benefit by direct settlement to the preferred provider. If the service is not available through Home Instead in your area we will provide the same level of cover for a locally available service. Just keep your receipts and send them in to us to claim for this benefit.

Preferred Provider: Home Instead

We will contribute towards a vaccine to help protect your child from Meningitis B. Just keep your receipts and send them in to us to claim for this benefit.

Irish Life Health gives you a free Family Protection plan through Irish Life when you choose our Family Protection Personalised Package. This plan provides the following benefits:

  • Adult accidental death €10,000
  • Children’s specified illness €10,000
  • Specified pregnancy complications €5,000
  • Children’s life cover €5,000