Health Plan 18

Great benefits from only

€172.57 per month

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The price and benefits apply to plans bought on or after 01 January 2024. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Health Plans Hospital List 1

Public Hospitals

  • Semi-private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €150 (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
  • Private room Semi-Private Rate subject to €150 (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon Only) subject to €150 (first two claims per member). Mater Private and Blackrock Clinic 60% cover.
  • Private room Semi-Private Rate (Beacon only) subject to €150 (first two claims per member). Mater Private and Blackrock Clinic 50% cover.
Important Information

Everyday Expenses

Consultants
MRI Scans
Dental
GP Visits
CT Scans
Physiotherapist
Nutritionist
Massage
See member benefits

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Semi-Private Rate
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €50 excess per claim
  • Private Room Semi-Private Rate subject to €150 excess (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €150 excess (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Day Case Covered subject to €150 excess per claim subject to €2,000 co-payment on cardiac procedures and special procedures
  • Listed Cardiac Procedures Covered subject to €150 excess per claim subject to €2,000 co-payment on cardiac procedures
  • Listed Special Procedures Covered subject to €150 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
  • Private Room Semi-Private Rate (Beacon only) subject to €150 excess (first two claims per member). Mater Private and Blackrock Clinic 50% cover.
  • Semi Private Room Covered (Beacon Only) subject to €150 excess (first two claims per member). Mater Private and Blackrock Clinic 60% cover.
  • GentleBirth App See handbook for details
  • Grant-in-aid amount Covered up to €3,450
  • Home birth Covered up to €3,450
  • Home Early Support following 1 night stay in hospital 2 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 1 hour midwife and 3 x 3 hours with postnatal supporter
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Doula Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Care Connect Covered (refer to membership handbook)
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Convalescence benefits €50 x 14 days
  • EXOGEN therapy Covered with our provider partner
  • Gender Affirmation Benefit 50% up to €10,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Subject to excess
  • Acupuncturist €20 x 7 combined visits
  • Cardiac Screening €100 cash benefit
  • Chiropodist €20 x 7 combined visits
  • Chiropractor €20 x 7 combined visits
  • Consultant fees €50 per visit
  • Dentist Visits €20 x 7 visits
  • Dietician €20 x 7 combined visits
  • Emergency Dental Care €250
  • GP Visits €20 x 7 visits
  • Homeopath €20 x 7 combined visits
  • Manual Lymph Drainage €40 x 5 visits
  • Massage Therapist €20 x 7 combined visits
  • Medical and surgical appliances As per specified list (subject to €100 excess)
  • Medical Herbalist €20 x 7 combined visits
  • Occupational therapist €20 x 7 combined visits
  • Osteopath €20 x 7 combined visits
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Physiotherapist or Physical therapist €20 x 9 visits
  • Podiatrist €20 x 7 combined visits
  • Pre/Post natal medical expenses €250
  • Psycho-oncology Counselling €40 x 5 visits
  • Public A&E Cover €50 x 2 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
  • Reflexologist €20 x 7 combined visits
  • Sexual Health Screening €100 cash benefit
  • VO2 Max Testing €100 cash benefit
With no excess
  • Antenatal Class €75 towards an antenatal class
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Female Health Consultation 50% cover x 4 consultations per year with our provider partner
  • Health screen at any centre Covered up to €100 per annum
  • Home Recovery Benefit €80 x 10 days
  • HPV Vaccine 50% up to €200 per policy year
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Minor Injury Clinic Cover 75% up to €400 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 75% up to €400 per visit
  • Nurse on call Covered
  • Vaccinations: Travel Only €100 per year
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
  • Allen Carr Smoking Cessation
  • Back Up
  • Health Screening
  • Laser Eye Surgery

For full details on the above and all member benefits available to you please visit the Member Benefits section.